China Agricultural Bank Service III What are agricultural products?

I. Services of Agricultural Bank of China What are agricultural products?

Agricultural Bank of China serves agriculture, countryside and farmers. Jinsui Huinong Card

Jinsui Huinong Card is a UnionPay standard debit card product issued by our bank for farmers. It not only has many financial functions such as cash deposit and withdrawal, transfer settlement, consumption and wealth management, but also provides cardholders with special service functions such as agricultural carrier and financial subsidy agent, and provides certain financial service fee reduction and exemption concessions.

Huinong credit card

Huinong Credit Card is a special product of Agricultural Bank of China, which is specially designed for high-end customers in county rural areas with good credit concept. It is one of the series products of Agricultural Bank of China Jinsuika. Huinong Credit Card can not only be used as a tool for your payment, settlement, savings and financial management, but also provide credit to meet your short-term and frequent needs, and provide a number of personalized auxiliary functions to fully serve your production and life.

farmer

Farmers refer to small natural person loans granted by Agricultural Bank of China to individual family members of farmers in accordance with the requirements of GSP, wide coverage and commercialization. Only one family member per household can apply for farmers.

Housing loans for farmers in earthquake-stricken areas

The housing loan for farmers in disaster areas refers to the loan provided by the Agricultural Bank of China to the affected farmers who have no housing due to the collapse or serious damage of their houses in the "5. 12" earthquake disaster (excluding the affected urban residents and the affected farmers who meet the assistance targets of the civil affairs department), and who meet the subsidy conditions of the government and the government's reconstruction plan for permanent housing reconstruction and have long-term rural residences.

Rural individual production and operation loans

Rural individual production and operation loans refer to large loans issued to individual family members of farmers to meet their needs for large-scale production and operation funds.

Second, the service of China Agricultural Bank What are agricultural products?

Ask the same question. . .

3. How does Guangxi Branch of Agricultural Bank of China strengthen its responsibilities and do a good job in agriculture, countryside and farmers' finance?

Guangxi Branch of Agricultural Bank of China, as an important force in Guangxi's financial industry, keeps in mind the mission of serving agriculture, countryside and farmers. In recent years, around the structural reform of the agricultural supply side, we have strengthened our responsibilities, highlighted service priorities, and continued to improve.

The Bank has always adhered to market-oriented transformation and innovation. In-depth study of the development situation of agriculture and rural areas, timely formulation and improvement of various agriculture-related credit policies, and gradually formed a "three rural" credit policy system based on the annual "three rural" credit policy guidelines and special credit policies of the Agricultural Head Office and differentiated by agricultural regional credit subjects. Every year, according to the development characteristics of agriculture, rural areas and farmers in different periods, the credit policy of agriculture, rural areas and farmers is issued, the service focus is defined, and the credit policy is adjusted to promote the development of agriculture, rural areas and farmers and county business.

According to the situation of sugar industry in Guangxi, the Bank implemented a regional differentiated credit policy; For the industries of county-level affordable housing, tourist attractions, education, accommodation, medical and health care, retail and wholesale, the Bank has 65,438+072 credit policy products, such as urbanization loans, high-standard farmland construction loans, commodity market circulation construction loans, county-level tourism development and construction loans, forest right mortgage loans, rural land management rights mortgage loans, agricultural machinery purchase loans for farmers, farmers' cooperative loans, and large professional households.

In order to meet the needs of rural agricultural development, the bank, in combination with the actual situation in Guangxi, fully supported the project of "Industry Going Home, Keeping Mothers" by providing honey loans, farmers' family loans, personal fishing boat mortgages, migrant workers' business loans, ship mortgages and online loans, and provided business loans to 43,000 women, with an industrial loan of 22,444,380+billion yuan. Promote the development of key areas of agriculture, rural areas and farmers, with county loans of182.478 billion yuan, loans from leading industrialized enterprises of 3,265.438+7.2 billion yuan, urbanization loans of19.226 billion yuan and water conservancy loans of 7.344 billion yuan.

4. Does ABC launch special products to support the development of agriculture, rural areas and farmers?

First, credit resources are inclined to rural revitalization, and county credit is placed in a more prominent position.

Second, focus on the key areas and weak links of rural revitalization, such as food security, rural industries, rural construction and green development of agriculture and rural areas, and launch special service plans to further increase credit supply.

The third is to increase financial support for the important subjects of rural revitalization, and do a good job in providing credit services to new agricultural business entities such as ordinary farmers, large breeders, family farms and farmers' professional cooperatives, so as to provide all-round financial support for farmers to increase their income and become rich.