Analysis on How to Buy Domestic Car Rental go on road trip Insurance

Now some people will choose to rent a car to travel by car, but because their familiarity with road conditions is much lower than that of daily driving and the probability of accidents is much higher than usual, it is very important to take out a self-driving insurance before departure. So, how to buy domestic car rental self-driving insurance? It is necessary to pay attention to the short insurance period, increase the risk of scratches, and determine the insurance amount according to the risk. Let's take a look at the detailed introduction.

Don't repeat the insurance period without long-term insurance.

It is understood that personal insurance in road travel mainly includes accidental death, disability insurance and accidental medical insurance. Before choosing insurance, you should first check the insurance you have bought in the past. Some commercial insurance projects are many, which may already include travel and travel-related insurance. If you have already purchased insurance for related items, you don't need to buy them again. The insurance period is preferably equal to or longer than the travel period. Under normal circumstances, the insurance period starts at 0: 00 every day, as long as the whole holiday is guaranteed, the extra time should not be too long.

Increase the risk of scratches and pay attention to the scope of protection.

The biggest feature of go on road trip is that you can travel with the car, so it is essential to protect the car with relevant insurance. According to industry insiders, car owners have been equipped with insurance in their daily use, and going out is also covered by vehicle insurance. However, considering that there is generally no fixed parking lot for self-driving, vehicles parked in the wild or on the roadside are easy to be damaged, and it is best to add a car body scratch insurance. When buying travel auto insurance, the most important thing is to pay attention to whether it includes the safety of people and things on board. Some auto insurance has covered people (including drivers and passengers), but this is part of auto insurance, which means that people can only get compensation if they have an accident in the car. Go on road trip can't drive all the way, so he has to provide extra life insurance.

Determine the insured amount according to the risk.

In terms of insurance coverage, it depends on the activities that go on road trip will participate in. If it is only low-risk activities such as hiking, flower viewing and picnicking, the insured amount can be controlled at a low level; If there are high-risk activities such as rock climbing, exploration and diving, it is necessary to increase the insurance coverage. It is worth noting that many insurance companies' personal accident insurance does not include high-risk projects such as rock climbing, exploration and diving. The public should carefully look at the scope of protection before buying, and don't think that buying accident insurance can protect all accidents. In addition, some travel insurance projects are comprehensive, including multiple types of insurance, and some projects are unnecessary. For example, many travel insurance will cover such items as taking a boat and flying, so there is no need to equip these items for traveling. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Bao Ge Tip: How to buy domestic car rental self-driving insurance? First of all, the insurance period can cover the whole trip, and the extra time does not need to be too long; Secondly, there is generally no fixed parking lot for self-driving, so it is best to add a car body scratch insurance; Finally, the public should carefully look at the scope of protection before buying and formulate the amount of insurance according to the risk.