CCB Global Popular Credit Card

Hello, I went to China Construction Bank Credit Card Global Hot Purchase Card MC (plus branch hot purchase card UnionPay) to place a card

Hello, I went to China Construction Bank Credit Card Global Hot Purchase Card When I downloaded the card from MC (hot-purchased card UnionPay at Jian Branch),

it was two cards, but the two cards were not issued at the same time. The second card had to be issued about half a month later. A text message will also be sent to notify you.

How to get free phone credit with the first purchase of China Construction Bank Credit Card Hot Purchase Card

This is a bank activity, please consult the bank for details.

The annual fee of the China Construction Bank Credit Card is waived in the first year of opening the card.

The annual fee of the following year is waived for consumption by swiping the card 3 times within a year.

The consumption of the China Construction Bank Standard Platinum Card 18 times of annual fee exemption for the following year

How much does it cost to get approval for the China Construction Bank Credit Card Hot Purchase Card?

The card will be issued 3-4 days after approval.

The submitted information is complete and meets the card application conditions of China Construction Bank. Under normal circumstances, China Construction Bank will send the card to your application form within 20 working days from the date of receipt of the submitted information. Fill in the billing address.

If additional supporting documents are required, the time for applying for the card may be extended accordingly.

You can log in to the China Construction Bank Credit Card website and learn about the card audit status by yourself through the "Application Progress Inquiry".

How about the China Construction Bank Credit Card Global Hot Purchase Card MC (plus branch hot purchase card UnionPay)? I heard that it cannot be swiped in China, so what is the use of this card?

If you have already purchased a card, it is recommended to apply for another UnionPay card and download the card directly. If you do not want to keep this card, you can log out if you find it useless.

Can China Construction Bank Credit Card, the city's popular tourist purchase card, be swiped in Hong Kong?

In Hong Kong, in most shopping malls and restaurants, as long as the card can be swiped, nearly 100% of the charges will be charged UnionPay, whether it is a credit card or a salary card, as long as it has the UnionPay logo, you can use it. Generally, RMB will be converted according to the current exchange rate.

UnionPay in Hong Kong is easier to use than Hong Kong’s own EPS, including salary cards. I tried to eat in Causeway Bay. When I checked out, I asked if I could use EPS. I used a card with a local HSBC account in Hong Kong. The clerk said it was OK, but it took me a long time to get it through. Later, I changed to ICBC, which opened an account in the mainland. UnionPay card, it will be ready in no time~~~

What should I do if I make a mistake in applying for the VISA Gold Card, which is a popular credit card in the world?

If you make a mistake, you can choose to apply again or log out. .

This credit card is a VISA brand single-label credit card. It is a credit card suitable for overseas use. Overseas transactions are automatically converted into RMB and credited to the account, and there is no exchange fee. The annual fee is waived during the validity period. If you use it within the country, you can choose to pay online, and some online channels support this credit card. You can also withdraw cash at CCB branches and ATMs.

How much is the minimum repayment for the Sanxiang version of the China Construction Bank Credit Card Hot Purchase Card for the current month's cash withdrawal of 1,000?

The minimum repayment amount calculation formula: The unpaid portion of the previous period's minimum repayment amount has been accounted for 10% of the accumulated unpaid fees and interest on the installment amount. The transaction amount (including fees and interest) exceeding the credit limit (including fees and interest) - 10% of the principal amount of consumption and cash withdrawals for error handling = minimum repayment amount, such as The calculated minimum repayment amount is less than 200 yuan (or 50 US dollars/euro), and the minimum repayment amount is calculated as 200 yuan (or 50 US dollars/euro). If the total repayment amount is less than 200 yuan (or 50 US dollars/euro) ), the minimum repayment amount is equal to the entire repayment amount.

To withdraw 1,000 yuan in cash, the minimum repayment amount is 1,000×10% handling fee interest, which is less than 200, so the minimum repayment amount is 200.

China Construction Bank Credit Card Beijing Hot Purchase IC Gold Card face pattern

Log in to the CCB credit card homepage - Home Page - Credit Card Application - Credit Card Products - Colorful Hot Shopping - Click "Beijing Hot Shopping Dragon Card Credit Card" to view the card face and introduction to card rights. Longka Beijing Hot Purchase Credit Card (referred to as "Longka Beijing Hot Purchase Card") is a credit card with the theme of Beijing life. Based on the integration of financial industry and business resources, multiple parties jointly created a cross-business district, comprehensive oriented, platform-based co-branded credit card. Longka Beijing Hot Purchasing Card not only provides consumption convenience and discounts for Beijing consumers, but also provides preferential services for many well-known commercial enterprises, realizing the function of "one card in hand, enjoying multiple preferential treatment".

Which one is better, China Construction Bank Global Payment Card or Global Hot Purchase Card?

It doesn’t matter, as long as you have a limit. The hot purchase card only provides discounts on purchases at some merchants, and the discounts are very low. If you are not going abroad, it is best not to use them. Both of these cards are from visa and are almost unusable at home.

What is the lowest limit for Shanghai Construction Bank’s popular credit cards? What is the maximum amount?

CCB Shanghai hot purchase IC credit card, the general gold card approval limit is 1,000-50,000, and the standard platinum card does not exceed 200,000.

When approving, the bank will refer to the owner’s job, income, social security, provident fund, personal tax, personal assets (real estate, cars, deposits, etc.), credit (whether it is overdue, whether it is maintained at the same time) There are multiple bank credit cards, debt ratio, etc.), academic qualifications and other factors to determine the limit for approval. Therefore, no matter which channel you apply for, there is no way to know the initial limit of the card in advance before the approval result comes out.

If the poster has any other questions, you can ask.

The CCB Dragon Card is a global popular credit card. Can it be used in China if the card has only VISA but no UnionPay logo?

Can the CCB Dragon Card be used in China if the card has only VISA but no UnionPay logo? Not available

It can be used in few places. This credit card can only be used at overseas merchants and ATMs with the VISA logo, as well as at domestic CCB outlets and ATMs. Some shopping sites are also available.

My China Construction Bank credit card only has VISA on it and does not have the UnionPay logo. Can’t I use the UnionPay POS machine?

If the merchant only supports UnionPay payment, VISA credit card cannot complete the payment. Therefore, this kind of VISA single-label card is generally more useful for cardholders who often shop abroad and make overseas payments. In domestic physical stores, there are not many merchants that support VISA direct payment. < /p>

If the card you receive does not have the UnionPay logo, it is definitely not this card. It is recommended that you go to the "Application Progress Query" on the homepage of the CCB Credit Card website, enter your ID number, and check the card type description. Let’s learn about the specific card types

Hello, the credit card does not have the UnionPay logo, but only the VISA logo. Can I use the card in China?

Cards can be swiped at merchants with the VISA logo.

Can the globally popular VISA white label credit card be swiped in China

It can be used.

Just because it is a VISA single-label card, it supports fewer merchants. Merchants must have POS machines with VISA lines in order to use it. Generally, airports, duty-free shops, large hotels and some merchants will be equipped with VISA. Line POS machines, in addition, CCB’s POS machines can also be used directly.

Yes, you will enjoy many rights when using it overseas. When used in China, since it only has VISA single label, you need to find a POS machine that supports VISA merchants to swipe the card. Payment via overseas shopping is also possible.

Can CCB credit cards starting with 46 be used in China? There is no UnionPay logo

This card can only be used via overseas visa networks (or overseas shopping on overseas websites) and cannot be used through domestic UnionPay networks. use.

And it is a full-currency card. Any foreign currency transactions are denominated in RMB, and there is no currency exchange fee.

Can I use UnionPay credit cards in Taiwan (there are no VISA and MASTERCARD) Logo

Credit cards with the VISA logo can be used around the world. If not, you can only check whether the place where you spend money supports it.

Why is there no UnionPay on the CCB Dragon Platinum Credit Card?

If the credit card does not have UnionPay, it is a foreign currency card used overseas. There are no handling fees for overseas card purchases, and there is no foreign currency exchange rate.

Can CCB’s VISA credit card without the UnionPay logo be used in supermarkets?

The CCB VISA card logo explains the following:

1. It is issued by all banks in my country. Credit cards must be UnionPay cards, which support UnionPay POS consumption;

2. The VISA logo indicates that it is a dual-channel card, which means it can be used on POS devices and ATM devices that support UnionPay, and can also be used overseas. Use;

3. The difference between VISA and UnionPay: UnionPay is my country’s legal bank card organization, but in the international market, cards that support VISA and MasterCard are mainstream. For your convenience in using the card, China Construction Bank Dual channels have been opened for your card. You can use UnionPay domestically, and you can choose UnionPay or VISA overseas.

Result: The Jianshe bank card can be used at any domestic POS machine or at any domestic ATM. device use.

Advantages and Disadvantages of CCB Global Hot Purchase Card

CCB Global Hot Purchase Credit Card VISA Single Logo Credit Card is a standard platinum level card, so the limit is generally more than 30,000 yuan, and the maximum limit is not More than 200,000 yuan, but the specific amount depends on your personal application qualifications and the bank’s final review.

The advantages of this card are as follows:

No foreign exchange handling fees: All foreign currency transactions are automatically purchased and converted into RMB and credited to the account, and foreign exchange handling fees are waived. Cardholders only need to repay the bill in RMB.

Travel discounts: You can enjoy a full range of overseas travel services such as air tickets, hotels, visas, WIFI, car rentals, etc., as well as well-known department stores covering popular tourist destinations such as Hong Kong, Macao and Taiwan, Japan, South Korea, Southeast Asia, the United States, and Europe. , brand stores and duty-free shopping discount services.

Cashback discount: Cardholders can also participate in China Construction Bank's rich "Play the World and Hot Buy Global" series of activities. Overseas offline merchants can enjoy up to 18% cashback, and overseas purchases can enjoy up to 18% cashback. Enjoy 10% cash back.

Disadvantages:

But for domestic users, because the domestic UnionPay channel is very mature and popular, and the VISA channel generally supported by hot purchase cards is only opened in a small number of merchants, using The scene is very restricted.

Extended information:

Special features of CCB’s global popular cards:

Chip transactions are safe and convenient.

It uses contact and contactless dual-interface chips and adopts the composite card form of "chip magnetic stripe" to provide cardholders with a safer and richer payment experience.

No currency conversion fees for global payments. All foreign currency transactions (including card consumption, online consumption, withdrawals, etc.) can automatically purchase foreign exchange, and currency exchange fees are waived. Cardholders only need to repay the outstanding balance in RMB according to the bill, making repayment more convenient.

Longka is safe to use. The exclusive value-added service "Dragon Card Safe Use" guarantees safe card use, real-time SMS reminders for transactions, 48-hour fraud protection, and a fraud compensation of up to 50,000 yuan throughout the year, with only 3 yuan per month, strengthening the security of card use.

Multiple travel protection

Aviation accident insurance: Cardholders use the card to purchase air tickets or pay travel expenses (including air tickets). Standard Platinum card holders can enjoy RMB 5 million aviation accident insurance , Gold card holders can enjoy RMB 1 million aviation accident insurance.

Flight and baggage delay insurance: Cardholders who purchase air tickets or pay travel expenses (including air tickets) by swiping the card can obtain flight and baggage delay insurance of up to RMB 3,000 if their flight is delayed for more than 4 hours.

Overseas card loss protection: If card holders report card loss overseas 48 hours before the card is lost, standard platinum card holders can enjoy 20,000 yuan in lost card protection services, and gold card holders can enjoy 10,000 yuan. RMB lost card protection service.