Is it better to buy insurance for short-term overseas travel? Thanks

When traveling abroad for a short period of time, you should purchase foreign travel insurance according to the actual situation, and pay attention to the coverage period, overseas emergency rescue services, etc. The specific description is as follows: 1. Purchase on demand. Generally speaking, if you plan to visit Southeast Asia, it is best to choose Southeast Asia travel insurance. However, since the economic level of Southeast Asian countries is average, it is recommended that your medical insurance coverage should not be too high, which is around 100,000 yuan. If you plan to travel to Hong Kong, Macao and Taiwan, you should purchase a Hong Kong, Macao and Taiwan travel insurance.

Although Hong Kong, Macao and Taiwan are relatively close to each other, the risk of accidents cannot be ignored. It is recommended that the medical insurance amount is at least 100,000 yuan; if you plan to travel to Schengen countries, you should purchase a Schengen travel insurance, but be careful When traveling to Schengen countries, medical insurance must be at least 300,000 yuan. This is a mandatory requirement. If you do not meet the requirements, you will not be able to apply for a visa. 2. Pay attention to the warranty period. When purchasing a product, make sure you are covered throughout the entire process.

In order to avoid the impact of some uncertain factors on yourself, it is recommended to extend the guarantee period by one or two days. 3. Pay attention to the protection of overseas emergency rescue. When traveling abroad, it is very important to obtain necessary international rescue services. When an accident occurs, arrangements are made for medical treatment and transfer to another hospital for treatment, arrangements for the return of unattended minors to the country, and arrangements for transporting remains and ashes back to the country or for burial. This series of work is closely related to international rescue.

If your overseas travel insurance product does not include these contents, it is obviously inappropriate.