Traditional Culture Encyclopedia - Travel guide - What insurance should I buy for traveling with a group?

What insurance should I buy for traveling with a group?

Group travel is usually divided into three types according to the types of travel insurance, namely: travel agency liability insurance, travel personal accident insurance and vehicle accident insurance. If you don't know how to configure insurance, you can read this article "How to buy insurance? These routines must be avoided.

1. Travel agency liability insurance is a kind of insurance that covers the legal liability that travel agencies should bear for accidents caused by negligence or negligence in the process of organizing tourism activities. The insured of this insurance is a travel agency. After insurance, in the event of a liability accident, the insurance company will compensate the innocent injured passengers at the first time.

Second, personal accident insurance is also one of the types of travel insurance. This type of insurance refers to accidental injury insurance caused by external, sudden and non-disease reasons during the travel activities arranged by the travel agency during the contract period. The insurance period generally refers to the period when tourists set foot on the means of transportation provided by the travel agency and leave the means of transportation arranged by the travel agency after the trip.

Third, vehicle accident insurance. This type of insurance means that during the insurance period, if the insured dies or is disabled due to accidental injury when he is on a passenger plane or a train, ship or car operated by business, the insurer shall pay the insurance money according to the following agreement, and the sum of the death insurance money and disability insurance money shall not exceed the insurance amount of each corresponding item.

The above is the information about purchasing travel insurance when traveling with a group.