What insurances should travel agencies take out for tourists?

The insurance that travel agencies should buy is travel agency liability insurance. This insurance is liability insurance and is mandatory for travel agencies to purchase by the National Tourism Administration. It is based on the compensation liability incurred during the operation of the travel agency, and the insured is the travel agency. Insurance involves many professional concepts that are difficult to understand. It is recommended to read these insurance knowledge first so that we can better understand: Super comprehensive! Everything you want to know about insurance is here!

Travel agency liability insurance mainly provides compensation for accidents caused by negligence and negligence during the organization of travel activities by travel agencies. After purchasing insurance, once the travel agency has an insurance liability accident stipulated in the contract, the insurance company must compensate the innocent injured passengers as agreed upon as soon as possible. Travel agency liability insurance has a strong social welfare aspect.

Travel accident insurance is personal insurance, which is based on personal injury caused by accidents. Generally, tourists buy it for themselves, or they can entrust a travel agency to buy it on their behalf. If you travel in a group, it is usually given by the travel agency.

If you also want to get accident protection, you should buy commercial accident insurance, which is relatively common on the market. Accident insurance can transfer personal injuries caused by external, sudden, unintentional, and non-disease events. For financial risks caused by injuries, suitable accident insurance can be purchased by men, women, young and old. Friends who are interested should learn more about the functions of accident insurance: whether to buy accident insurance, how to buy it, what types are there, comprehensive analysis, comparative evaluation

In a person's life, he may also face risks such as disease and death. , so we also need to consider configuring critical illness insurance, medical insurance, and life insurance.

Critical illness insurance mainly protects major diseases, and the insurance money paid can be used to pay for medical expenses, family living expenses, work losses, etc.; medical insurance can be said to be a supplement to medical insurance, helping to reimburse a wider range of reasonable expenses. Medical expenses; life insurance is suitable for the family's breadwinner to purchase, transferring the financial risks caused by the death of the family's breadwinner. Accident insurance, critical illness insurance, medical insurance, and life insurance are all configured together, so there will be no conflict in claims settlement, and you will have more comprehensive protection.

You can also learn more about the differences between these four types of insurance, and then choose the appropriate product: What are the differences between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be any conflicts during claims settlement?

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