Several common fraud methods and how to prevent them

Several common fraud methods and how to prevent them

1. Impersonating staff and department phone numbers of the Public Security Bureau, Procuratorate, Telecommunications Department, etc. Under the pretext of luring the victim to call back for consultation, the victim is then asked to transfer the bank deposit to a so-called "safe account" provided by the other party for review on the grounds that the victim's personal information has been leaked, the bank account is suspected of money laundering, drug crimes, or needs investigation, etc. to commit fraud.

2. Using instant text and video chat tools such as online communication "QQ" to steal the victim's personal information and video clips in advance by implanting Trojans or viruses, and then pretending to be the victim himself to borrow money from online friends Scam.

3. Deliberately asking the victim to "guess who I am" during a mobile phone call to gain trust, and then pretending to be an acquaintance or friend and falsely claiming that something happened in another place or that he was caught by the public security agency for prostitution and urgently needed money to pay a fine. Defrauding the victim of money.

4. Obtain the victim’s information in advance through illegal means, and then pretend to be a staff member of the vehicle management office or tax authority through a fixed phone, mobile phone or text message to “handle automobile, motorcycle, agricultural vehicle purchase tax or education refund Fraud in the name of "fee".

5. Pretend to be a bank staff member or a bank customer service text message reminder, and deceive you into calling back for consultation on the grounds that "the victim's bank card has deducted annual fees or has made huge purchases or overdrafts in other places", and then claims that the victim's bank card information has been leaked. Open a secure account service to commit fraud.

6. Use blogs, forums, games, QQ, mailboxes and other online spaces to publish false winning information, and then defraud on the pretext of paying taxes, handling fees, etc. How to prevent online financial fraud: Understand 7 common fraud techniques

Fraud technique 1: fake points redeemed for prizes;

Fraud technique 2: account balance change reminder;

Fraud Technique 3: Impersonating the Public Security Bureau and other agencies;

Fraud Technique 4: Refund Lies: The technique is: criminals leave personal information through shopping, booking, etc., set up scripts, and impersonate Website customer service and staff falsely refund users for reasons such as credit card limit increases, network upgrades, website malfunctions, etc., and send phishing URLs to victims to ask them to fill in bank card numbers, verification codes and other information to defraud.

Fraud method 5: Impersonating WeChat or QQ friends. The method is: after the criminals steal the account, they initially judge the target through the chat history and the name of the note. After determining the communication method and content, they send WeChat or QQ to ask the victim to remit money. However, the victim often remits the entire amount due to human feelings.

Fraud method 6: Increase the limit to obtain credit card information.

Fraud method 7: Use fake base stations to send fake messages. What are the common fraud methods? How to prevent

Online lottery winnings mainly use TV programs such as Running Brothers and New Singing as bait. If you say you won a prize but don't redeem it, you will have to pay liquidated damages. If someone pretends to be a court, public security bureau, etc. and wants you to transfer money, just ignore him. If you don’t follow his request, just transfer money. How to identify common WeChat fraud methods

Friends in WeChat are basically Familiar people are easy to trust. To some extent, it has become a fraud tool for criminals, and WeChat, as a network communication tool, is virtual and unrealistic. When money transactions occur, you should remain relatively vigilant. 7 common fraud methods on WeChat:

1. Pretend to commit fraud. Scammers generally post photos of travel scenery, luxury goods, luxury cars, etc. in their circle of friends, pretending to be tall, rich, handsome or fair through people nearby/shaking channels, to strike up a conversation with you, and first defraud your emotional trust, and then Scamming people out of money on the pretext of borrowing money, business capital shortage, surgery, etc.

2. Purchasing agent fraud. Scammers usually use "low-price purchasing agents" or "overseas purchasing agents" as bait. After payment, the scammers will ask you to pay additional "tariffs" for reasons such as "the goods have been detained by customs and additional tariffs will be paid." Waiting for you After paying, the scammer disappeared and the money and goods were gone.

3. QR code fraud. Scammers use items that are lower than the market price as bait, but they need to be purchased through designated QR codes and clients to deceive consumers into scanning the QR codes. In fact, they contain Trojan viruses. Once installed, the Trojan can steal bank account numbers, passwords and other personal information.

4. Account theft fraud. By stealing WeChat ID, binding WeChat QQ number and mobile phone number, etc., to obtain WeChat personal information, scammers pretend to be directors to contact their family and friends, and ask for money for various reasons.

5. Like fraud. There are two types of like scams: the first is to get gifts or discounts by collecting as many likes as you need. In fact, when you collect the required number of "likes" and go to redeem gifts or receive free consumer cards, you find that you have received Rewards "shrink". The second type is that merchants publish "like" information but need to provide their name and mobile phone number. Once the amount of information collected is enough, this kind of website and public account will automatically disappear, with the purpose of obtaining more people's real personal information. .

6. "Clone" avatar scam. Scammers usually steal a friend's account, then download the WeChat avatars of other friends, then change the nickname to the same one, block everyone from viewing the Moments, and finally pretend to be a friend to commit fraud.

7. Fake public account fraud. Scammers will use public account names similar to "XX Official" or similar words on the WeChat platform to make people mistakenly think that this is the official WeChat publishing account, and then commit fraud. What are the common fraud methods and how to prevent them

1. Pretend to be a legitimate website to commit fraud. A common trick for posing as legitimate websites to commit fraud is to replace letters and numbers with small differences. The domain names of some fake trading websites are very different from the official websites, and some even have only one letter of difference. If users do not read the address bar carefully, they will enter the fake trading website pre-designed by scammers, resulting in password theft and loss of funds. Preventive measures: When entering a website, you must log in from a formal website and pay attention to the domain name of the website. Be vigilant online to prevent being scammed.

2. Using low prices as an inducement to commit fraud. On many trading websites, you will see that the sales price of some goods is much lower than the market price. The most common feature of such transactions is that they adopt the method of payment first and then delivery, and refuse to use the third-party secure payment tools provided by the website. Preventive measures: Insist on using third-party secure payment tools, verify the identity of the other party when shopping online, and try to find reputable and regular merchants. It is best to use a dedicated bank for online shopping and do not store too much cash in the card.

3. Fraud is committed in online game transactions. This type of scam often releases some low-priced game virtual product transaction information on the Internet, and then defrauds game players by posing as transaction customer service, hotline customer service, etc. of online games. Preventive measures: Don’t trust some low-price game virtual product trading information published on the Internet. These are often bait for scammers.

4. Use telecommunications to commit bank card fraud. Most of these scams use computer number-changing software to impersonate the phone numbers of "judicial authorities", "telecommunications departments", "express companies" and other departments to call home or mobile phones, and use various reasons to trick victims into transferring funds from their bank card accounts. transfer. Preventive measures: After receiving such a call, you should call the correct phone number of the impersonated department for verification. Do not call the phone number provided by the other party for verification.

How to prevent fraud

The following are the more common fraud situations and prevention methods. You can refer to them~

·Be sure to memorize some special numbers, such as The customer service number is 10086 for mobile phones and 10000 for telecoms. Remember these numbers. Once you receive a call or text message that informs the owner of the mobile phone or landline arrears, you can hang up or delete it without any doubt.

·Sometimes when browsing certain web pages, a dialog box will pop up in the lower right corner. The most common one is "My QQ or Baidu account has been drawn, how many prizes have been won, and how much worth of gifts can I get?" In the face of this situation, just remember that it is impossible for well-known companies like Tencent and Baidu to publish such winning news on unofficial websites without any prior event announcements.

·Once I receive a text message similar to "Dad, I was arrested and I need to remit money urgently, the account number is: xxxxxx, so-and-so (name of the head of household)", I always like to add an individual callback at the end. The more this happens, the more suspicious it becomes. If you really have a child, don’t worry. The first thing to do is to call the child’s phone number to verify. If the call fails or no one answers, you can check the location of the text message to see if it is credible. If the child is in Guangzhou and the number shows that it is Shandong, it must be a liar. If it really doesn't work, you can call back and ask the other party to answer the phone. You will know if your child is the one you call. Remember that caring leads to chaos, stay calm and don’t fall for the scammers.

·Read more newspapers and news, and be aware of some of the fraud methods reported above, such as the most classic scams such as dropping money and picking up money, street scams, medical care, etc. There are still people there. If you are deceived, alas, the most important thing is to control your curiosity and greed for petty gains, so that you will not easily fall into the trap of scammers.

·Don’t easily believe in online dating, or those small advertisements posted on telephone poles about rich women getting pregnant. They all take advantage of some people’s greed for money and lust, and first coax you into confusion, and then continue. They asked for money in various pretexts, and then heard nothing from them... and most of the time they never even met in person. Even if there is someone who is willing to meet, it is very likely that he is a bartender or the bait of some other scam. If you cannot resist the temptation, you may be miserably deceived.

And remember, as long as you are not motivated by small gains and do not believe in pie-in-the-sky pie, there is nothing the scammer can do. But to be honest, it is not easy to encounter a scammer. You don’t have to be exhausted every day. How to prevent it? Where is the fraud?

Countermeasures Online shopping is not blind. The difference between the price of the product and the market price is really too big, so evaluate it carefully. Try to choose online payment methods to pay with physical money to ensure the security of the transaction.

Measures: Be calm in case of two emergencies. When meeting relatives and friends who borrow money, the Internet and other similar things must contact each other or face-to-face before transferring, in order to avoid being cheated.

Personal information for countermeasures depends on the prison.

With the emergence of fake online banking and online shopping websites, you should pay attention to check the URL, do not find the URL through search engines or other unknown websites, do not provide personal information and passwords, and do not open unfamiliar addresses to send emails. What are the common methods of telecommunications fraud?

Common methods of telecommunications fraud

1. Impersonating staff from social security, medical insurance, banks, telecommunications, etc.

2. Pretend to be a public security officer or postal worker.

3. Conduct fraud by selling cheap air tickets, train tickets and prohibited items as bait.

4. Stealing QQ accounts and pretending to be acquaintances to commit fraud.

5. Use the jackpot to commit fraud.

6. Use remittance information to commit fraud.

7. QQ chat and pretending to be friends to borrow money for fraud.

8. Inducing people to scan QR code graphics (actually Trojan viruses) to commit fraud.

9. Fictional consumption tax refund fraud.

10. Fraud using low-interest loans as bait. How to prevent online fraud PPT

It is impossible to make scammers disappear.

But we can protect ourselves and prevent ourselves from creating opportunities for scammers.

First of all, we should not be greedy for petty gains, let alone dream of getting rich overnight.

Secondly, once the information is exposed and the other party asks you to remit money through the police, court, etc., do not listen to their threats and remit money to them.

Scammers want property and nothing else.