What is the claim process of overseas travel accident insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! The claim process of overseas travel accident insurance is roughly as follows:

1. After the accident, it is necessary to report the case as soon as possible and tell the detailed process of the accident. The first time mentioned here usually refers to the time when the claim is notified in the insurance contract. The specific time varies according to different insurance products. You can read the safeguard clauses in this respect carefully before taking out insurance.

The insurance company will send staff to investigate the accident. If the accident is identified within the coverage of your overseas travel insurance, the compensation will be determined.

3. In case of flight delay, a flight delay certificate should be issued at the airport to ensure the claim settlement afterwards.

4. Prepare relevant claim materials. Such as: ① policy number; ② Name and ID number of the insured; (3) The name and telephone number of the informant; (4) the basic information of the insured accident (such as time, place, process, injury, treatment result, hospitalization time, diagnosis, examination and operation, etc.). ) and so on.

5. Get compensation.

In order to facilitate your later claim, it is suggested that you take out overseas travel accident insurance, so that you can not only get the whole later claim assistance service, but also enjoy at least 15% discount when you take out insurance.