Where to buy medical insurance for studying abroad in Japan?

Legal analysis: Just choose an insurance platform to purchase. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

Legal basis: "Social Insurance Law of the People's Republic of China"

Article 26 Benefits of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents Standards are implemented in accordance with national regulations.

Article 27 Individuals participating in the basic medical insurance for employees who have made cumulative contributions for the number of years specified by the state when they reach the statutory retirement age will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance in accordance with national regulations. Benefits; those who have not reached the number of years specified by the state can pay until the number of years specified by the state.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

The social insurance administrative department and the health administrative department should establish a medical expense settlement system for medical treatment in other places to facilitate insured persons to enjoy basic medical insurance benefits.

Article 30 The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(1) Should be paid from the work-related injury insurance fund;

( 2) Should be borne by a third party;

(3) Should be borne by the public health department;

(4) Seek medical treatment abroad.

Medical expenses should be borne by a third party in accordance with the law. If the third party fails to pay or the third party cannot be identified, the basic medical insurance fund shall pay first. After the basic medical insurance fund has paid in advance, it has the right to recover compensation from the third party.