Does the tour ticket include insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Travel agency liability insurance is necessary for tour groups and group tours, but the scope of compensation is only personal injury and property loss caused by the fault of the travel agency, excluding high-risk tourism projects such as horse racing, rock climbing, rafting and surfing. In fact, the fault of the travel agency is very limited. For example, tourists slip and get injured because there is no warning sign in the danger zone, which is not the fault of the travel agency but the fault of the scenic spot; Accidents in hotels, trains and planes are not covered by travel agency liability insurance as long as the tour guide is not directly responsible.

Travel requires individuals to buy accident insurance. Before taking part in risky amusement projects or visiting scenic spots, first find out whether the tickets contain a certain amount of accident insurance fees. The cost of personal accident insurance is divided into several grades according to the length of the trip. One-day trip to 3 yuan; 2-4 days to visit 5 yuan; 5-7 days to visit 7 yuan; 7- 10 daily tour 10 yuan, and 1 yuan will be added for each additional day that exceeds 10. Premium1-500,000 yuan. Overseas self-help travel insurance covers 24-hour emergency support in 50 yuan, with a coverage of more than 2 million.

As long as it is convenient for tourists, it is best to buy personal accident insurance separately, so that a few dollars can cover unexpected huge losses.