Traditional Culture Encyclopedia - Travel guide - My husband will fly to America next week. I want to know what insurance to buy for him.

My husband will fly to America next week. I want to know what insurance to buy for him.

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! After the Malaysia Airlines incident, people paid more attention to the accidental protection of air travel. In order to comprehensively improve the security of your husband who is going to the United States on business next week, it is wise and necessary to buy suitable insurance for him as soon as possible.

What insurance should I buy to fly to America? How to be safe and save money?

If you are worried about the accidental risk of your husband during the flight, you can choose targeted aviation accident insurance. If you are worried about your husband's accidental risk during his stay in the United States, I suggest you choose overseas travel insurance to improve his protection. Before taking out aviation accident insurance, you should pay attention to the following points:

1. Some aircraft flight delay insurance regulations stipulate that if the entire airport is closed due to bad weather, it is an exclusive liability, and the insurance company is not responsible for compensation.

2. Different overseas travel insurance products have different regulations on how many hours a flight is delayed to get compensation.

3. If the flight is delayed indefinitely, the amount of compensation for flight delay liability in overseas travel insurance will not increase indefinitely, but an upper limit will be stipulated, which will be clearly stipulated in the terms.

4. What caused the flight delay? You can get insurance claims, mainly depending on the agreement in the terms.

Please pay attention to the following points before applying for overseas insurance:

1. The United States is an economically developed country, and the medical insurance coverage is recommended to be not less than 300,000 yuan.

2. The overseas travel insurance you buy needs to cover all your trips. You are going to the United States for 8 days, so your overseas travel insurance products must cover the whole 8-day trip.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. I suggest you choose online insurance to buy overseas travel insurance. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

It is best to buy insurance for your husband who goes to America. I suggest you make a reasonable choice according to your husband's specific plan to go abroad. It is an e-commerce platform that provides professional insurance for visiting relatives abroad. You are welcome to buy it.