How much is the annual fee and cash withdrawal interest of CCB Shanghai Tourist Card IC Credit Card (UnionPay standard white card)? How many times a year is the annual fee waived? What about the secon

How much is the annual fee and cash withdrawal interest of CCB Shanghai Tourist Card IC Credit Card (UnionPay standard white card)? How many times a year is the annual fee waived? What about the second year? Annual fee 580 yuan/card/year. You only need to use the card with unlimited amount of 10 in each card year, and you can get rid of the annual fee for that year. There is no interest-free period for cash withdrawal transactions, and there will be a handling fee. In China, the handling fee is charged at 1% for each cash withdrawal, with the lowest in 2 yuan and the highest in 100 yuan. As for interest, from the date of cash withdrawal, interest will be charged at the daily rate of 0.5 ‰ and compound interest will be paid monthly, for example, RMB 65,438+0000 * 0.00. Interest: 1000*0.0005* days of overdraft, with daily interest of 0.5 yuan.