How to buy short-term travel insurance

The National Day Mid-Autumn Festival holiday is coming, and many parents plan to take their children to travel. However, while having fun, you must protect yourself and your beloved family, and you must have appropriate insurance to escort you! So how to choose the right travel insurance? The following is a short-term travel insurance purchase strategy compiled by Zhishi Bian Xiao, hoping to be useful to everyone.

What kinds of short-term travel insurance are there?

1. Passenger accident insurance

This kind of insurance is compulsory, and the insurance premium is included in the fare. Passengers have actually bought this kind of insurance when they buy air tickets and boat tickets. The insurance premium is calculated at 5% of the ticket price, and the insured amount of each insurance is RMB 20,000, including medical accident of RMB 65,438+00,000. The insurance period begins with check-in, boarding or disembarking. However, many tourists are not sure that they are already in danger, so they are reminded that when traveling by car or by boat, they should immediately claim compensation from the insured insurance company once they are in danger.

2. Travel personal accident insurance

Traveling with a group will also face many unexpected risks. For example, various natural disasters may occur during tourism; Risk of accidental injury to vehicles; There is also a risk of personal injury in tourist attractions or accommodation. Personal accident insurance is not compulsory, but for the sake of safety, it is necessary to take targeted insurance for some tourism projects to reduce risks and losses.

Adventure tour: such as exploring the Grand Canyon, going to the vast deserts and grasslands, and exploring caves;

Eco-tour: for example, watching animals in wildlife parks, picnicking and camping in wildlife gardens;

Adventure trip: such as drifting in fast-flowing water, cliff climbing, etc.

3. Personal insurance for accommodation passengers

When traveling, accommodation is inevitable, and during accommodation, unexpected situations are always difficult to predict. What should I do if I am wronged and hurt? What should you do if you are robbed by a pickpocket? What should you do if you are attacked by gangsters?

During the insurance period, if a passenger is killed, disabled or physically disabled due to accidents, foreign attacks, murders or to protect his or others' lives and property, or his or her property is stolen or robbed, the insurance company will pay insurance benefits according to different standards.

4. Travel assistance insurance

For outbound tourists, travel assistance insurance should be purchased. This kind of insurance is generally provided by domestic insurance companies and jointly launched by insurance companies and international rescue centers. Visitors can call for free assistance no matter where they are in danger at home or abroad.

Job responsibilities 1: Job responsibilities of insurance salesmen 1. In accordance with the relevant provisions of the state on insurance collection and payment and the relevant provisions of the company, complete the collection and payment work on time, so as not to default or miss the fee.

2, establish and improve the insurance personal account registration, improve the collection procedures, so that quarterly settlement.

3, do a good job of coordination with the financial, timely provide payment basis.

4. The company's insurance schedule should be properly kept, and the renewal, insurance and claim registration should be done well to prevent the expiration.

5, when out of danger to arrive at the scene in time, and report the situation. At the same time, deeply understand the accident situation, extract relevant information, prepare a claim application, and report it to the supervisor for review before handling the claim.

Job responsibilities 2: Job responsibilities of insurance salesmen 1, providing customers with vehicle insurance renewal;

2. Providing vehicle insurance consulting services for customers;

3. Submit business dynamic reports and market strategy plans of the insurance market on a regular basis;

4. Actively maintain old customers and develop new insurance customers;

5. Cooperate with the supervisor to complete various services of customer vehicle insurance;

6. Regularly complete the data collation of billing customers;

Job responsibilities 3: Job responsibilities of insurance salespeople.

1. After attending the standard training provided by the company, be responsible for the agency sales and training of various financial products and team management of the company.

2, according to the strategic planning of the head office, complete the goals set by individuals or teams.

After attending professional customer service training, we will provide existing customers and serve them in your own way.

4. Actively participate in the company's activities and study, and strictly abide by the company's management systems.

5. According to market changes and customer needs, plan and make relevant plans to improve the development of individuals or teams.