Do I need to buy insurance for traveling?

"The world is so big, I want to see it", this sentence mainly expresses the desire of consumers for tourism today. However, do you know that travel requires insurance? In recent years, frequent domestic tourism accidents will not only cause losses to tourists, but also cause a certain burden to families, so it is necessary to buy a travel insurance to transfer risks.

Tourism safety will not only make tourists suffer huge economic and reputation losses and life threats, but also further from the social point of view, it may cause property losses of tourism enterprises, thus causing huge losses to the whole society. Seriously, it will also involve the development of all tourism enterprises that have tourism safety problems and even endanger the national image and reputation. For example, on June 7, 2008 15: 40, a tourist bus with Xiamen license fell into a deep valley in Tianzhu Mountain section of Mayangxi tourist area in Changtai County, Zhangzhou. The tourist bus is almost upside down in mid-air, and its body is hung on a trunk in a deep valley. Traffic accident * * * caused 3 deaths and 38 injuries; On May 12, 2008, an earthquake of magnitude 8.0 occurred in Wenchuan County, I Province, Sichuan Province, killing 54 group tourists (including tourists from Taiwan Province Province 1 person and 53 tourists from China) and injuring 25 others. There are 55,487 tourists stranded due to the disaster, including tour group tourists 10386 and individual tourists 451kloc-0/person. The tourism system lost 53.369 billion yuan due to disasters, including 5283 1 billion yuan in Sichuan, 290 million yuan in Shaanxi, 0.81billion yuan in Gansu, 25 million yuan in Chongqing and 4 1 billion yuan in Yunnan. Various tourism safety incidents have brought great influence on the image and reputation of tourism enterprises and countries.

Travel insurance refers to the protection of casualties caused by accidents that may occur during travel. Travel insurance generally includes tourists' accidental injury insurance, personal accident insurance travel insurance, accommodation tourists' personal insurance, travel rescue insurance and travel rescue insurance, among which tourists' accidental injury insurance, personal accident insurance travel insurance and accommodation tourists' personal insurance are relatively basic insurance. Under normal circumstances, we are really not prone to accidents during the trip. There are not many accidents in one's life. Life full of accidents is ups and downs, and most people's lives are relatively calm. The function of travel insurance is to reassure people who are about to embark on a journey. When we are in a foreign land, there is still a guarantee behind us, which is the most authentic experience of travel insurance. This is also the most essential function of travel insurance. Of course, in the event of an accident, travel insurance claims are our professional helpers with the strongest risks. The role of travel insurance runs through the whole process, and travel insurance plays a great role in tourists' play experience. Many people dare to leave because of travel insurance. At present, as long as it is travel insurance for natural disasters or traffic accidents on the way. At present, the best-selling travel insurance is overseas travel series. It can be seen that many people lack security in unfamiliar environments. For the differences and claims of critical illness insurance, accident insurance, accident insurance and life insurance, I just sorted out the relevant contents, hoping to help you: a detailed introduction of critical illness insurance, medical insurance, accident insurance and life insurance! Claim guide

Bao Ge tip: Do you need to buy insurance when traveling? At present, the safety problems of China's tourism market are frequent, and accidents often appear in front of us. Travel insurance can bring comprehensive protection to tourists' personal and property and reduce the losses caused by tourism, so travel also needs to buy insurance.