What is the difference between travel accident insurance and personal accident insurance?

Travel insurance is actually short-term accident insurance! If it is purchased by a travel company, it is just to prevent accidents during travel and transfer the risk to the insurance company. It’s not much different from ordinary accident insurance!

Travel insurance is a type of insurance that is limited to providing protection for risks that occur during travel, generally including medical expenses, personal accidents, double accident compensation, emergency medical evacuation, repatriation expenses, personal luggage, luggage Delays, trip cancellations, delayed trips, shortened trips, personal money and documents, personal liability, etc.

The characteristic of travel insurance is that it provides comprehensive protection for various accidents that occur during travel (such as medical treatment, accidents, emergency rescue, etc.), but it is only limited to the travel process. Accidents are not limited to time or place. However, it only provides compensation benefits when the insured dies due to accidents. It is characterized by low cost and high protection.