Is it necessary to buy overseas travel insurance when traveling abroad?

Whether traveling abroad with a travel agency or by yourself, it is necessary to take out an overseas travel insurance.

If you travel abroad with a travel agency, the travel agency should have insured you for overseas travel. However, travel agency liability insurance is a kind of insurance that the Tourism Bureau requires travel agencies to insure passengers, which is compulsory insurance.

When tourists are damaged for personal reasons, the travel agency does not take responsibility, but the travel accident insurance purchased by itself can play a great role at this time.

If it is a self-help tour, it is even more necessary to insure a travel accident insurance. Because accidents are more likely to happen abroad than at home.

Usually, in the process of outbound travel, if the insured sprains his foot carelessly, it is easy to get the corresponding medical assistance service and cost compensation through overseas travel insurance before going abroad.

If you don't know the specific purpose and types of overseas travel insurance, you can go to the professional third-party insurance website-Zhong Min Insurance Network, where there are more than 50 well-known insurance companies at home and abroad, including accident insurance, travel insurance, family property insurance, health insurance and auto insurance. It is a website with Internet insurance business qualification approved by China Insurance Regulatory Commission.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.