Can JD Baitiao be used to buy a car?

Why is Jingdong Baitiao the car owner version?

Because it is software for car owners to buy car loans. Car Owner Jingdong Baitiao APP is a loan software specially created for car owners. It can provide professional credit consumption for car owners and support installment shopping by scanning the QR code. If you want to buy a car, you can quickly get a loan through this JD Baitiao software, which is very practical. How to buy a car in installments? Can it be done on JD.com’s car sales platform?

Yes, the JD Auto IOU application process is as follows:

1. Select the car model and click Apply Now

2. The page will display financial member information, click Agree to the agreement and apply.

3. If the user has not real-named in the security center, please follow the page for real-name authentication first, and then the page above will appear

4. After filling in the information, the pre-approval amount will be prompted. It should be noted that the pre-approval amount is not the actual loan amount, and the actual loan amount is subject to the final approval and issuance

5. After applying, click My Order to view the review progress

Generally, the application system will If the application is approved on the same day, Bitauto.com will contact the loan applicant within 3-5 working days to confirm the information and collect offline information. Please keep the phone open. Just complete these four steps in the JD loan car buying process

Friends who often shop online know that JD Baitiao can be used to purchase various JD Mall products, but few people know that you can also get a loan from JD Finance. Buy a car. Today, I will introduce to friends who are planning to buy a car the process of buying a car with a JD loan. I hope it will be helpful to everyone. Car I-Tiao is a loan product provided by JD Finance for friends who need to buy a car. The loan amount will be calculated based on your income, credit history, housing situation, etc. The maximum term is 3 years, and the minimum down payment is 20%. First, I would like to introduce to you how to find the JD loan car purchase page on JD.com. 1. Enter the JD Finance official website through the "JD Finance" entrance on the JD Mall homepage or directly search for "JD Finance" on Baidu; 2. We can find the "Baidiao" entrance on the JD Finance official website and click to enter the Baitiao page; 3. In On the Baitiao page, you can find the entrance to the car Baitiao. Then, let’s take a look at the process of buying a car with JD.com loan. 1. Select the car you like on the JD.com loan car purchase page, and choose the loan amount and loan period according to your actual situation; 2. After submitting the loan application, wait for the staff’s phone call and door-to-door service; 3. With the help of the staff Next, submit relevant loan materials and down payment and wait for loan approval; 4. After the loan is approved and the payment is made, you can go to the car sales store to pick up your car. In general, the car buying process with JD.com loans is relatively simple, and everyone can have a good loan experience. Does Jingdong Baitiao affect car loans?

If the user repays every period on time during the period of using Jingdong Baitiao, normal repayment information will not affect the car loan. If the user's IOU is overdue, the overdue record will be uploaded to the credit report, which will lead to a bad credit report. If the user applies for a car loan with a bad credit report, he will not be able to pass the car loan review.

JD Baitiao is the industry's first Internet credit payment product launched by JD.com. It is a credit payment service that uses big data to conduct credit assessment and provides users with high credit ratings and consumer needs. Providing a consumption experience of "consume first, pay later, real-time approval, and installment as you wish" has established JD Finance's position as a leading brand in the consumer finance industry.

JD Baitiao allows users to enjoy use-now-pay-later and installment shopping services in JD.com. The installments can be up to 24 installments. The execution interest rate is lower than that of bank credit cards, opening up the O2O (JD.com) system within the JD.com system. ), global shopping, product crowdfunding, and later gradually covered rental, travel, decoration, education, wedding and other fields, providing credit consumption services to more consumers.

In terms of positioning, "Jingdong Baitiao" is a credit payment service that uses big data to conduct credit assessment and provides users with high credit ratings and consumer needs. Users can enjoy use-now-pay-later and installment shopping services on JD.com for up to 24 installments. Bills can also be paid in installments and with minimum repayment, and the interest rate is lower than that of bank credit cards. JD Financial Consumer Finance has over 100 million users.

In addition to providing users with the convenience of buying now, paying later and paying in installments at will, Baitiao has launched an official creative product store - Time Grocery Store, adhering to strict aesthetic and quality standards to create and select various products for users. A kind of beautiful and interesting life gadgets, working together with young people to establish a healthy and quality life attitude.

While Jingdong Baitiao brings convenience to users, it also pays great attention to the security issues of users being stolen from Jingdong Baitiao.

In the entire process of account login, activation, transaction, information modification, etc., JD Digits’ Tiance decision-making engine system, Tiandun account security and anti-fraud system, and Tianwang transaction risk monitoring system monitor each transaction. Account behaviors are subject to background security scanning and real-time calculations to identify malicious behaviors and high-risk orders, and are connected with the mall's distribution system to intercept high-risk orders in the last mile of delivery. JD.com's Baitiao anti-theft brushing is a unique advantage in the industry.