Do I have to buy insurance when traveling abroad?

It is best to buy insurance when traveling abroad. You can buy overseas travel accident insurance, flight delay insurance, bank card theft insurance and so on.

If you want to know what accident insurance is worth buying, you can pay attention to this article: In 2023, the most worthwhile accident insurance is here.

Moreover, when applying for a visa to go abroad, some countries explicitly require insurance, and some also stipulate that you can't get a visa without insurance.

Traveling abroad to buy insurance is also a kind of protection for yourself, so what should you pay attention to when traveling abroad to buy insurance?

1. Configure outbound travel insurance according to the needs of overseas travel.

When configuring insurance for overseas travel, you can first find out where you want to travel and what you will do during your trip. What might happen? Configure specific insurance according to these conditions.

For example, if you are worried about getting sick during the trip, you can configure a medical insurance. It should be noted that you need to choose medical insurance products that can reimburse the treatment expenses incurred in foreign medical institutions, such as high-end medical insurance.

Before you travel abroad to buy insurance, you may wish to know some insurance knowledge: super full! Everything you want to know about insurance is here.

2. Outbound travel insurance is not only for outbound travel.

As long as you leave the country, you are considered to have left the country. The outbound travel insurance in the market does not necessarily include all foreign countries in the geographical scope of protection. Generally overseas countries will divide it, such as Asia and Europe.

Therefore, when handling outbound travel insurance, you need to see the specific coverage area of the corresponding insurance and see if the place you want to go is within the coverage.

If it is not within the scope of protection, then the outbound travel insurance you bought is almost like a decoration, and later claims may not be compensated.

What if there is a claim case? You can poke this article to understand: how to settle claims after a settlement case occurs.

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