What are the life insurance products in China?

China life insurance mainly includes health insurance, accident insurance, travel insurance, property insurance and personal insurance. Details are as follows:

1. Health insurance: It is divided into critical illness insurance and medical insurance. In critical illness insurance, as long as it meets the agreed disease conditions, such as malignant tumor, acute myocardial infarction, stroke sequelae and so on. The insurance company will pay a compensation. The essence of critical illness insurance is "income loss insurance", and the compensation can be used to treat diseases, repay mortgages, and pay for children's education. Medical insurance is a kind of compensatory insurance, which mainly bears the medical expenses of the insured in designated hospitals, and is divided into disease medical treatment and accident medical treatment.

Critical illness insurance is the most complicated insurance. Many people left a message to their senior sister, "How to buy critical illness insurance?" Senior sister compiled an insurance strategy based on the hot-selling critical illness insurance products this year, and made an in-depth evaluation and comparison of some products. Due to the inconvenience of exhibition (dense and unclear), the comparison table is not put here (if necessary, click on the original text below to view it ~)

& gt& gt& gt Which is better for critical illness insurance? How to buy a good deal? I will teach you to avoid these insurance pits with my hands.

2. Accident insurance: It covers personal injury caused by accidents, sudden, foreign and unintentional events, generally including accidental death, accidental medical treatment and accidental disability. Accidents are ubiquitous and inevitable, and accidents often cause huge losses, especially for family economic pillars.

3. Travel insurance: The scope of people's domestic travel is constantly expanding, and there are more and more ways to travel. While enjoying a beautiful tour, both travel agencies and tourists themselves should consider the possibility of accidents and buy travel insurance according to their own actual situation to ensure timely and effective assistance and all-round protection in emergencies.

4. Property insurance: refers to the insurance in which the insured pays the insurance premium to the insurer according to the contract, and the insurer is liable for the loss of the insured property and other related interests caused by natural disasters or accidents according to the insurance contract.

5. Personal insurance: Personal insurance is based on people's life, with the death, disability or survival of the insured as the condition. Life insurance, the family economy needs to configure a copy, in order to prevent death for some reason, making the family's economic income drop sharply, life insurance reflects the love and responsibility for the family.