Is it necessary to purchase overseas travel visa insurance when traveling abroad?

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Hello! Various unexpected risks during overseas travel are unpredictable. In order to improve the protection of your overseas trip, it is necessary to choose appropriate overseas travel insurance before departure.

Is it necessary to purchase overseas travel visa insurance when traveling abroad?

Overseas travel visa insurance is aimed at consumers traveling to Schengen countries, such as Austria, Belgium, Denmark, and Finland. , France, Germany, Greece, Iceland, Italy, Luxembourg, Norway, the Netherlands, Portugal, Spain, Sweden and other countries are Schengen countries. If the country you are going to is not a Schengen country, then you do not need to buy Schengen visa overseas insurance. Purchase Ordinary overseas insurance will suffice.

How to buy overseas travel visa insurance

1. If you are traveling to Schengen countries, the insured amount of overseas insurance shall not be less than 300,000 yuan, otherwise the visa will not be passed smoothly. When traveling to non-Schengen countries, the amount of overseas insurance coverage needs to be determined based on the consumption level of the destination country.

2. The overseas travel insurance purchased needs to cover your entire trip. Make your entire trip covered.

3. When purchasing outbound travel insurance, pay attention to whether international emergency rescue services are included. Since it is difficult for domestic insurance companies to expand their outlets abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. Whether a tourist has lost his wallet or lost his passport, he can call the rescue hotline. Some major international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and purchase online. You can compare the products of multiple insurance companies and choose the product that best suits your protection and travel needs. Applying for insurance is also very simple and convenient. On the homepage, register as a member for free. After logging in, select the product you like, select the guarantee period, and you can buy it immediately. The price is cheap, and the entire insurance process is clear and transparent, eliminating the hassle of intermediaries. The premiums are lower and the autonomy is stronger.

Purchase a suitable overseas insurance. You need to make a reasonable choice whether to purchase Schengen visa overseas insurance based on your specific travel destination. There are a variety of Schengen visa overseas insurance products available online. You may wish to compare and choose based on your specific plans to travel abroad.