Traditional Culture Encyclopedia - Travel guide - Ranking of the top ten credit card banks

Ranking of the top ten credit card banks

List of well-known (famous) credit card brands in China (2017): including the top ten credit card brands + Pudong Development Credit Card, Minsheng Credit Card, Industrial Credit Card, JD Baitiao, Ant Huabei, Huaxia Credit Card

Six major international credit card organizations: VISA International, MasterCard International, China UnionPay, America Express, Diners Club, JCB (JapanCreditBureau)

Extended information:

Credit card, also called credit card, is actually a type of credit card. It is a simple credit service based on credit and using non-cash transaction payment method to consume first and pay later.

The main use of credit cards is for overdraft consumption. That is, use the overdraft limit provided by the bank to the cardholder to make purchases with the card. No fees will be charged for credit card purchases within a certain period of time. In addition, credit card overdrafts can also be used to withdraw cash, but there is no interest-free period for cash overdrafts. Interest will start to be calculated on the day of cash withdrawal, and handling fees will be charged.

In addition to the above two basic uses, credit cards also provide cardholders with services such as installment repayment, consumption points, and exclusive rights. If cardholders can spend rationally and repay their bills on time, there are still many benefits to using credit cards.

Reference: I love cards