Traditional Culture Encyclopedia - Travel guide - How to brush the bank card against theft when traveling abroad?

How to brush the bank card against theft when traveling abroad?

First, don't leave your sight and swipe your credit card.

The most common case of credit card theft is that the cashier secretly copied the information on the card. Therefore, when swiping a card in a strange environment, you must not let the card stay away from your sight to prevent people with ulterior motives from stealing it. It is best to store the credit card and ID card separately to avoid the greater risk that the credit card and ID card are stolen at the same time.

Second, open the payment reminder function.

In order to ensure that the cardholder can know the change of the amount in the card at the first time, he opened a short message payment reminder. However, when using a card abroad, it is sometimes impossible to guarantee that he can receive SMS notification in real time. Therefore, I suggest that friends who want to travel abroad may wish to open the function of receiving short messages or roaming on their mobile phones, so that they can receive transaction reminders sent by banks smoothly. The bank will monitor the cardholder's credit card transaction in real time, and if it finds that the cardholder's credit card consumption is abnormal, it will take the initiative to confirm with the cardholder. ?

Third, buy credit card insurance.

At present, some insurance companies have classified the loss caused by the loss or theft of credit cards when they are used abroad as travel accident insurance or property insurance. Therefore, in addition to enhancing the safety awareness of personal anti-theft brushes, you can also buy anti-theft brush insurance and increase your own compensation protection.

Fourth, credit card merchants need to have a choice.

Try to choose regular shopping centers, restaurants and hotels for overseas credit card swiping. You can prepare more small change to pay some small businesses to avoid the possibility of being stolen when swiping cards at some mobile stalls such as markets and small shops.

Fifth, keep the CVV code.

The cvv code refers to the last three digits on the back of the credit card, also known as the credit card security code. The importance of the security code is equal to the card password. On overseas websites, you should also enter the CVV code when confirming the credit card. Without CVV code, online payment is generally impossible, so the cardholder had better remember his CVV code. Under normal circumstances, it is recommended that cardholders scrape it off, but there is a risk of forgetting it. It is best to cover it with opaque tape.