Is earthquake insurance applicable to earthquake disasters in tourism?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! 20 15 On April 24th, an earthquake with magnitude of 8. 1 occurred in Nepal, reminding people to pay attention to their own safety. In this regard, I suggest you buy an earthquake insurance in time.

Is earthquake insurance applicable to earthquake disasters in tourism?

Most domestic life insurance companies have included earthquakes in their insurance coverage. Personal insurance with people's health and life span as the insurance object, including life insurance (term life insurance, whole life insurance, endowment insurance, etc. ), personal accident insurance, personal accident medical insurance, travel accident insurance, etc. Generally, it includes earthquake liability, so earthquake insurance is suitable for earthquake disasters in tourism. As for how to buy earthquake insurance for houses, you can refer to the following contents:

1. The insured has an insurable interest relationship with the subject matter insured. If most of the family property changes, you must go to the insurance company to change the content of the policy.

2. Not all family property can be insured against earthquake in home insurance. Property with uncertain specific value (such as calligraphy and painting, antiques) and daily necessities cannot be insured against earthquake insurance in home insurance.

3. Don't over-insure. Insurance companies follow the principle of compensation when making compensation, and insurance companies will not compensate for the over-insured part. Don't over-insure and double-insure. The best insurance method is original value insurance.

Remind that it is necessary to buy appropriate earthquake insurance. Buying earthquake insurance, not only has a large choice, but also has a guarantee for later claims.