What does travel accident insurance mean?

Explanation: It refers to the insurance liability that the insurer should bear if the insured dies or becomes disabled due to an accident during a business trip or vacation during the insurance period, or other protection items within the scope of coverage.

Conditions for travel accidents:

1. Accidents, that is, unanticipated and unintentional accidents by the insured;

2. External causes Caused, that is, the accident is caused by external causes of the insured's body;

3. Sudden occurrence, that is, there is a direct relationship between the cause of the accident and the result of the injury, and the injury is caused in an instant and there is no time to prevent it. .

Extended information

Notes on purchasing travel accident insurance:

1. When purchasing travel accident insurance, pay attention to the coverage period of the selected insurance and the travel of the insured. Whether the time matches, the travel insurance coverage period should not be shorter than the travel time.

2. Please read the liability exemption clause clearly. Some insurance products do not cover injuries caused by high-risk sports such as skydiving, bungee jumping, rock climbing, diving, skiing and adventure during travel. If tourists want to engage in similar For high-risk sports, you can purchase insurance products that cover these items.

3. When purchasing overseas travel insurance, friends who travel abroad must purchase insurance products that meet the standards for coverage, coverage amount, and coverage date according to the regulations of the country you are going to.

Baidu Encyclopedia-Travel Accident Insurance