Is the accident insurance for overseas travel useful? Do I have to buy travel accident insurance when I go abroad now?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Traveling abroad is a pleasure, but it is inevitable that there will be all kinds of unexpected risks in the process of traveling abroad. In order to improve the protection of your overseas travel, it is necessary to take out appropriate overseas travel insurance in time.

Is it big to use accident insurance for overseas travel?

1. Tailored for overseas travelers and business people, providing overseas emergency assistance and medical services; There is a dedicated line to support first aid, medical expenses are guaranteed, and visas for going abroad are more helpful.

2. For overseas travel, visiting relatives and friends and business travel, we will jointly launch 24-hour comprehensive emergency rescue service and accident, medical and rescue service cost insurance.

3. Jointly with world-renowned rescue organizations, with its global network, modern medical facilities and numerous professional service personnel, we will open a 24-hour free rescue hotline for the insured and provide friendly mother-tongue services.

From the perspective of ensuring people's personal safety when traveling abroad, overseas travel insurance is a very good product.

Is it compulsory to buy travel accident insurance abroad?

No, only when you travel to Schengen countries can you apply for Schengen visa travel insurance that meets the requirements. To travel to Schengen countries, it is a prerequisite to take out an overseas travel insurance that meets the visa requirements. Pay attention to the following points before insurance:

1. Travel to Schengen countries, and the insured amount is not less than 300,000 yuan.

2. The overseas travel insurance you buy needs to cover all your trips. Ensure your whole journey.

3. When purchasing outbound travel insurance, you should pay attention to whether it includes international emergency rescue services. Because the outlets of domestic insurance companies are difficult to spread abroad, outbound travel insurance products usually cooperate with international emergency rescue companies. No matter whether tourists lose their wallets or passports, they can call the rescue hotline, and some big international insurance companies also provide Chinese services.

4. Choose a suitable insurance platform and buy it online. You can compare the products of many insurance companies, and then choose the product that is most suitable for your own protection and travel needs. Insurance is also very simple and convenient. On the homepage, you can register as a member for free. After logging in, you can choose your favorite products, choose the warranty period, and you can buy them immediately. The price is cheap, the whole insurance process is clear and transparent, avoiding the trouble of intermediary agents, the premium is lower and the autonomy is stronger.

It is necessary to buy a suitable overseas travel insurance before traveling abroad. Remind you to choose the right guarantee period according to your specific travel days when choosing products. In addition, choosing a professional overseas travel insurance is inseparable from a professional insurance platform, which is the best channel for you to choose overseas travel insurance!