Can the elderly over 80 take out travel insurance?

80-year-olds can buy commercial insurance.

Insurance for the elderly over 80 years old The personal accidents and health risks faced by the elderly over 80 years old are much higher than those of other people. Therefore, insurance companies often have to take higher risks when underwriting these elderly people. Therefore, most long-term insurance products in the market will exclude the elderly over 80 years old, and only a few insurance companies can provide consumer insurance products covering the elderly over 80 years old. Therefore, when consumers buy insurance products for the elderly over 80 years old, they can give priority to consumer insurance products, not just premiums.

In addition, not all risks can be passed on by buying insurance in advance, especially for the elderly over 80 years old. Therefore, consumers should pay special attention to the exemption clause when purchasing insurance products for the elderly, and can't guarantee what matters they need to know when choosing insurance products for the elderly, so as to avoid unnecessary disputes with insurance companies when making claims later.

In addition, the older the elderly, the more difficult it is to buy insurance. Therefore, when purchasing insurance products for the elderly over 80 years old, priority should be given to products that can be directly renewed in the later period, especially after purchasing consumer insurance products that are guaranteed for the elderly for one year. The direct renewal function is particularly important, because if you choose the insurance that can't be directly renewed or needs to increase the premium protection, then the elderly in the later period will probably face the embarrassing situation that they can't insure or need to invest more premiums to insure.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.