What kinds of personal travel insurance are there?

At present, tourism has become a fashionable way of leisure. Whether traveling at home or abroad, many people will buy a travel insurance online when they go out, which will increase the protection for the journey. So, what kinds of personal travel insurance are there? Let's take a look at this article!

What kinds of personal travel insurance are there?

Many travelers choose travel packages according to the recommendation of travel agencies when signing up for travel, and don't really care about the types of travel insurance. So, what kinds of personal travel insurance are there? Generally speaking, there are three kinds of insurance that can be involved when tourists sign up. Today I will introduce them one by one.

1. Travel to personal accident insurance: I always want to participate in exciting and thrilling tourism projects during my leisure trip. It is suggested that you should take out insurance when participating in the following sightseeing projects: ① adventure tours: such as exploring the Grand Canyon, visiting vast deserts and grasslands, exploring caves, etc. (2) Eco-tour: for example, go to the wildlife park to see animals, go to the wild botanical garden for picnics and camping; (3) Thrilling trips: such as rapids drifting and cliff climbing.

Personal accident insurance for voluntary travel, with a premium of 1 yuan and an insured amount of 10000 yuan, with a maximum of 10 at a time. The insurance period is from the time when the insurance is purchased to enter the tourist attractions or scenic spots to the time when the insurance leaves. What needs to be emphasized here is that passengers can choose whether to buy this insurance according to the safety factor of tourism projects.

2. Personal insurance for accommodation passengers: When traveling, accommodation is inevitable, but during the period of accommodation, accidents are always unpredictable. Personal insurance that provides accommodation for passengers during travel guarantees your right. The premium of this insurance is 1 yuan, and the insurance period is 15 days from 0: 00 on the day of stay. Insurance can be renewed when it expires, and multiple copies can be cast at a time. Each insurance liability is divided into three aspects: first, the insurance premium for accommodation passengers is 5000 yuan; Second, the insurance premium for accommodation passengers is 6,543,800 yuan; 3.200 yuan, compensation for accidental damage or theft of passengers' property.

During the insurance period, if a passenger is killed, disabled or physically disabled due to accidents, foreign attacks, murders or to protect his or others' lives and property, or his or her property is stolen or robbed, the insurance company will pay insurance benefits according to different standards. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

3. Travel assistance insurance: For outbound tourists, travel assistance insurance should be purchased. This kind of insurance is generally provided by domestic insurance companies and jointly launched by insurance companies and international rescue centers. Visitors can call for free assistance no matter where they are in danger at home or abroad.

How to insure personal travel insurance?

Through the above introduction, what kind of personal travel insurance do you know? So, how to insure personal travel insurance? The procedure for applying for personal travel insurance is very simple. You can go directly to the travel agency you follow for all the insurance procedures, or you can go directly to the airport for insurance. In view of the accidents that may occur during the journey, all insurance companies have corresponding types of insurance, such as personal accident insurance, accidental medical insurance, hospitalization compensation and so on. You should try to insure all kinds of travel insurance, transfer risks, and really leave on impulse and have a good time.

In addition to the above three types of personal travel insurance as essential protection benefits, we should also choose more targeted protection benefits for different travel modes such as self-help travel.