Is the travel agency obliged to buy insurance for tourists?

Flight delays have been cancelled, and natural and man-made disasters have continued. How can travel insurance help China tourists cope with various risks? "Without insurance, there is no travel, and travel accident insurance provides a strong guarantee for" making travel happier ". With the innovation of travel insurance in products and services, domestic consumers are more and more accustomed to booking travel products and taking out travel accident insurance. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

Is the travel agency obliged to buy insurance for tourists?

Tourism has become an inseparable part of people's lives. After finishing their busy work, many people want to travel and relax. Travel insurance is essential for going out to play. Is it obligatory for travel agencies to buy insurance for tourists? Let's take a look at it with the article.

I. Legal provisions

1. Article 61 of the Tourism Law stipulates that travel agencies shall prompt tourists who participate in group tours to apply for personal accident insurance in accordance with the regulations.

2. Article 2 of the Measures for the Administration of Travel Agency Liability Insurance stipulates that travel agencies established in People's Republic of China (PRC) according to law shall handle travel agency liability insurance in accordance with the Regulations on Travel Agencies and these Measures. The term "travel agency liability insurance" as mentioned in these Measures refers to the insurance whose subject matter is the compensation liability that the travel agency should bear for tourists and the tour guides or tour leaders appointed to provide services for tourists according to law.

Second, the classification of travel insurance

At present, there are two kinds of travel insurance related to group travel of travel agencies in China, namely, travel agency liability insurance and travel accident insurance. These two kinds of insurance have different meanings to travel agencies and tourists, and protect the rights and interests of travel agencies and tourists from different aspects. Travel agency liability insurance is compulsory insurance, which is purchased by travel agencies, while travel accident insurance is arbitrary insurance, which is purchased by tourists themselves.

To sum up, there are two main types of travel insurance, travel accident insurance and travel agency liability insurance. Travel agency liability insurance is compulsory and the obligation of travel agencies. Travel accident insurance, on the other hand, is not mandatory, and it is up to the travelers themselves to decide.

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3-day travel accident insurance claim process

With the coming of spring, many people begin to like to go out to play during holidays. Especially in April and May, there are three days' holidays, which allow people to meet friends and relatives and feel the infinite beauty of spring. However, the risk of going out is inevitable. In order to protect their own safety, many tourists will buy themselves a three-day travel accident insurance. However, when the accident happened, many tourists were still unclear about their claims. Let me introduce it to you.

Matters needing attention in purchasing travel accident insurance for travel agencies

Many people often choose to travel with a group for convenience. In order to reduce the risks during the journey, travel agencies usually take out travel agency liability insurance. But from some travel agencies, many tourists don't know about travel accident insurance. After being told that travel liability insurance was included in the tour fare, they thought everything would be fine. I don't know that a travel liability insurance is far from meeting the requirements of resisting the risk of travel accidents, and some purchase details should be paid attention to. Therefore, it is suggested that tourists must first understand the points introduced in this article before taking out travel agency liability insurance.