Does global overseas travel insurance cover COVID-19 claims?

This depends on whether the product has expanded COVID-19 liability. Taking Ping An Insurance's global overseas travel insurance as an example, the main protection coverage of COVID-19 includes:

1. Accidental death or disability, the affordable plan has an insured amount of 200,000, the discount plan has an insured amount of 300,000, and the premium plan has an insured amount 500,000;

2. Accidents and illness hospitalizations and outpatient and emergency services (including COVID-19 medical expenses), the affordable plan has an insured amount of 50,000, the discount plan has an insured amount of 150,000, and the premium plan has an insured amount of 300,000;

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3. Death or total disability protection due to acute illness, the affordable plan has an insured amount of RMB 50,000, the priority plan has an insured amount of RMB 50,000, and the premium plan has an insured amount of RMB 100,000;

4. Aircraft accidental injury death and disability Protection, the affordable plan has an insured amount of 300,000, the priority plan has an insured amount of 500,000, and the premium plan has an insured amount of 1 million;

5. Train accident injury death and disability protection, the affordable plan has an insured amount of 100,000, and the priority plan has an insured amount of 100,000 The insured amount is 200,000, and the premium plan has an insured amount of 500,000;

6. Ship accidental injury, death and disability protection, the affordable plan has an insured amount of 100,000, the priority plan has an insured amount of 200,000, and the premium plan has an insured amount of 500,000;< /p>

7. The affordable plan has an insured amount of RMB 100,000, the priority plan has an insured amount of RMB 100,000, and the premium plan has an insured amount of RMB 200,000;

8. Medical transportation and repatriation, the affordable plan has an insured amount of RMB 4 million , the preferential plan has an insured amount of RMB 4 million, and the premium plan has an insured amount of RMB 4 million;

9. The remains/ashes are returned, the affordable plan has an insured amount of RMB 2.5 million, the preferential plan has an insured amount of RMB 2.5 million, and the premium plan has an insured amount of RMB 2.5 million ;

10. Condolences from relatives, the insured amount of the affordable plan is 13,000, the insured amount of the priority plan is 13,000, and the insured amount of the premium plan is 13,000;

11. Hotel accommodation during the recuperation period, the insured amount of the affordable plan 6,500, the premium plan has an insured amount of 6,500, and the premium plan has an insured amount of 6,500;

12. Arrange and pay for the return of minor children to the country, the affordable plan has an insured amount of 8,000, the priority plan has an insured amount of 8,000, and the premium plan has an insured amount of 8,000; < /p>

13. Emergency return to the country of residence, the affordable plan has an insured amount of 8,000, the priority plan has an insured amount of 8,000, and the premium plan has an insured amount of 8,000; The insured amount is 6,500, the priority plan has an insured amount of 6,500, and the premium plan has an insured amount of 6,500;

Third-party liability: The affordable plan has an insured amount of 100,000, the priority plan has an insured amount of 200,000, and the premium plan has an insured amount of 300,000;

16. Family property protection, the affordable plan has an insured amount of 30,000, the priority plan has an insured amount of 50,000, the premium plan has an insured amount of 100,000, etc.