Traditional Culture Encyclopedia - Travel guide - What are the accident insurance types of China Life Insurance?
What are the accident insurance types of China Life Insurance?
Before the introduction, we need to know what accident insurance covers and what it does not cover, which is more conducive to our product selection. Please read this article "What scope does accident insurance cover?" These common accident insurance companies do not pay for it. "
I. Introduction of China Life Accident Insurance Products
Dad wants to introduce the distinguished edition of China Life Adult Accident Insurance, such as the exclusive edition of E-insurance and C-insurance, and the vehicle accident insurance of "Let's do whatever we want".
The first two types of accident insurance are very common, including general accidental death and disability protection and accidental medical insurance, while the third type is the so-called "1 yuan insurance".
In fact, "1 yuan insurance" is a routine for insurance companies to attract customers. It seems that as long as 1 yuan is cost-effective, in fact, it only covers traffic accidents with low probability, and the insurance amount is not high.
If we really die in a traffic accident, it won't be something that can be solved with just 50 thousand yuan.
Moreover, the guarantee period is only 30 days, which is too short compared with conventional accident insurance. This kind of "1 yuan insurance" has low accident probability and low coverage, and the coverage content is not practical because it is generally not recommended.
In fact, in addition to this kind of "1 yuan insurance", insurance companies have many routines that seem to be cost-effective, but they are not. Want to know more about the routines of insurance companies, you may wish to pay attention to Dad's official WeChat account, teach you a little insurance knowledge every day, and buy insurance without stepping on the pit.
Compared with the first two accident insurances, the coverage is sufficient and practical, but the first one is cheap, but the coverage is obviously not as sufficient as the second one.
The second paragraph, although the guarantee content is sufficient, the price is slightly higher.
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