According to the management measures of travel agency liability insurance, how many years is the insurance period of travel agency liability insurance?

anyone who has traveled with a travel agency knows that regular travel agencies will buy travel agency liability insurance for travelers, which is also a regulation implemented by the state to protect the legitimate rights and interests of tourists and travel agencies. According to the management measures of travel agency liability insurance, the insurance period of travel agency liability insurance is 1 year. Article 9 of the Provisions on Travel Agency Liability Insurance stipulates that the travel agency liability insurance period is one year. Travel agency liability insurance is the insurance that travel agencies must take out. Travel agencies have the right to claim compensation or pay insurance money from insurance companies, and they will be destroyed if they fail to exercise it for two years from the date when they know that the insurance accident has occurred.

Travel agency liability insurance refers to the insurance company's responsibility to compensate the insurance money for tourists' personal and property damage caused by the negligence and negligence of travel agencies, which has strong social public welfare. Some people may have questions. With travel agency liability insurance, you need to buy accident insurance. In fact, there are still some differences between travel agency liability insurance and accident insurance. First of all, the insurance liability is different

Travel agency liability insurance is the insurance that the country requires travel agencies to buy, while accident insurance is the insurance purchased by individuals. As long as the insured has an accident agreed in the contract, the insurance company will compensate according to the requirements.

Different policyholders

The policyholder of travel liability insurance is a travel agency, and the insurance premium is paid by the travel agency, while the policyholder of accident insurance is the consumer himself, which is paid by the tourists themselves.

The insured is also different.

If there is an accident agreed in the contract, the insurance company will directly pay the traveler, which is equivalent to the tourists' right to claim insurance money for "accident insurance", while the travel agency's liability insurance is different. If there is an accident, the travel agency will fulfill its compensation responsibility for the tourists and the travel agency will be able to get the insurance amount paid by the insurance company.

Travel agency liability insurance has certain limitations. If you want to travel, it is better for you to buy another travel accident insurance.