How to solve the claims of travel insurance and medical insurance

When the insured encounters an accident within the scope of the insurance policy, he can directly call the customer service phone of the insurance company to report the case. When reporting the case, you should briefly explain the escape process and provide the policy number and ID number; In the process of treatment, the insured should pay attention to collecting documents related to treatment, such as hospitalization certificate, medical invoice, discharge certificate and other materials. In addition to these contents, people who are hospitalized unexpectedly need to provide a detailed list of drugs or medical reimbursement, and then hand these materials to the insurance company together with a copy of the insured's ID card and a copy of the bank card. The insurance company will evaluate the accident according to the materials provided by the insurer and the contents of the contract, determine the claim amount, and then make compensation according to the claim amount. In addition to how to pay for travel accident insurance, many people want to know what the travel accident insurance payment process is. In fact, the compensation process of travel accident insurance is divided into two ways: domestic and foreign. As far as overseas travel is concerned, taking Ping An as an example, the claim settlement process is as follows. When tourists who have purchased Ping An overseas medical insurance are in danger, if the situation is urgent, the insured can call Ping An Global 24-hour customer service hotline for the first time to explain the situation. Then the relevant personnel of Ping An will provide emergency medical assistance in time. If the passenger purchases a product with prepaid medical insurance premium, Ping An will also pay the medical expenses in advance during the emergency treatment abroad, and then settle it in the claim.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.