China Tourism Bank Credit Card

Is China Everbright CYTS Credit Card OK? Is it worth applying for?

China Everbright CYTS Credit Card is a tailor-made travel credit card for travel enthusiasts by China Everbright Bank and China Youth Travel Holdings Co., Ltd., which provides cardholders with preferential services for purchasing travel products and has attracted the attention of cardholders. Many cardholders want to apply for this credit card, but I don't know if this card is good. Here are two aspects to tell you whether the credit card of China Everbright CYTS is worth applying for.

-China Everbright CYTS credit card tariff standard

Annual fee:

1, gold card 200 yuan/year (free of annual fee in the first year, free of annual fee in the following year if you swipe your card for 3 times or spend more than 2000 yuan);

2. Platinum card 2000 yuan/year, preferential period 1 188 yuan/year (500 yuan 65438+ million points can be deducted from the annual fee for the first year; 200,000 points deducted the annual fee for the following year)

Credit limit:

The maximum amount of a gold card is 50,000 yuan, the minimum amount of a platinum card is 50,000 yuan, and the maximum amount does not exceed 500,000 yuan.

Cash withdrawal amount:

Under the normal condition of credit card, the cash withdrawal amount = 50% of the credit limit, and the excess deposit in the credit card account.

Interest-free period:

The interest-free repayment period of credit cards is 20 -50 days, depending on the consumption date and billing date.

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China Everbright CYTS Credit Card Special Rights and Interests

CYTS Everbright Co-branded Card enjoys all the basic functions and services of UnionPay card of China Everbright Bank. Gold card and Platinum card customers can receive travel accident insurance with a maximum value of 6.5438+0 million yuan and 5 million yuan respectively when they pay more than 80% of the whole car fare or tour fare with a joint card, which makes the whole journey more secure. Platinum credit card customers can get airport VIP lounge, road rescue, appointment registration, golf service and other rights.

In addition, cardholders can also participate in the travel sharing meeting held by CYTS Travel, have the right of membership sales meeting, launch the exclusive explosive products and special products of co-branded cards twice a year, and enjoy the annual 1-2 promotion discount of China Everbright Bank. There are more opportunities to qualify for CYTS and participate in activities such as study tour, physical examination and parent-child projects.

Especially suitable for tourists and business people.

What are the advantages of Bank of China Zhejiang CTS credit card products?

Advantages of China Bank Zhejiang CTS Credit Card Products;

1, enjoy the discount by swiping the card: cardholders can enjoy a 15% discount on the retail price of all travel products of CTS, and the discount amount is capped in 800 yuan. This offer is not applicable to special offers and personal services, such as single air ticket, single car reservation and single room reservation. , and the above offers are not applicable to individual services.

2. Zero handling fee by installment: swipe the BOC Zhejiang China Travel Service credit card to enjoy the zero interest rate and zero handling fee for purchasing tourism products in the store for the sixth period (you can't enjoy preferential activities by swiping the card).

3. Birthday Care: BOC Zhejiang CTS Credit Card holders can enjoy a 93% discount (for themselves only) when registering CTS travel products on their birthdays, and the discount amount is capped in 800 yuan.

4. Enjoy short trips: BOC Zhejiang CTS credit card holders can enjoy a free one-day trip to Zhou Bianyou, Ningbo organized by CTS every year (only for themselves).

5. Travel accident insurance: BOC Zhejiang CTS credit card holders can enjoy a travel accident insurance presented by CTS when traveling with a group.

6. Lectures and soliciting opinions: BOC Zhejiang CTS credit card holders can enjoy various lectures and forums on financial management, Chinese studies, art appreciation, economy and finance held by China Bank, and participate in various activities such as soliciting opinions, fitness, photography and DIY held by China Bank.

Activity rules:

(1) The above activities are limited to cardholders of BOC Zhejiang CTS Credit Card UnionPay Gold Card.

(2) Credit card transactions must be conducted through the UnionPay card organization network, and other payment channels other than the above card organizations (such as Alipay, Tenpay, online banking payment, express payment, etc.). ) are not allowed to participate in activities.

(3) For transactions through UnionPay network, the local time when the merchant confirms the transaction (delivery) shall prevail. When a merchant initiates a bill splitting, the actual transaction amount after the bill splitting, that is, the transaction amount shown in the credit card statement of China Bank, shall prevail.

(4) If the cardholder fails to repay the debt under the credit card within the time limit during the activity period, the credit card stops paying or violates the law, regulations or relevant credit card collection contracts, the cardholder will no longer be eligible for such activities.

(5) Bank of China will reserve the right to cancel this event or modify the relevant terms of the event (including but not limited to the time, content and rules of the event). ) according to the requirements within the scope permitted by law.

Tips: Preferential rights will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.

The above contents are for your reference. Please refer to the actual business regulations.

When is the repayment date of China Tourism Bank's credit card?

The repayment date of the credit card is:

The credit card repayment date is basically 20 or 25 days after the credit card bill date. If the credit card billing date is set to 5th of each month, the 20th day after the credit card billing date is the final repayment date of the credit card, that is, 25th of the current month.

Although the repayment date of each month is fixed, the repayment date of each bank credit card is different, so the actual repayment date of each month must be subject to the requirements of the issuing bank.

How much is the annual fee of China Everbright CYTS credit card? Can I waive the annual fee?

When it comes to the fees that credit cards must charge, many card friends will say that it is an annual fee, that's right! However, different banks charge different annual fees for credit cards, and the same credit card is likely to have different annual fees, because the annual fees of credit cards have a great relationship with the level of cards. A card friend said that a Everbright CYTS credit card with good commercial interests was found in official website of China Everbright Bank, and he wanted to know what level this credit card is, how much the annual fee is, and whether it can be exempted from the annual fee. Let's get to know each other.

China Everbright CYTS Credit Card Annual Fee Standard and Free Annual Fee Policy

China Everbright CYTS Credit Card is an IC credit card issued by UnionPay and VISA to customers all over the country, which is divided into gold card and platinum card. The validity period is 5 years, and the annual fee is implemented according to the existing annual fee standard.

1. Annual fee for gold card and card group:

200 yuan/year. The annual fee is free in the first year after activation (the "first year" is calculated according to the card-making date), if the consumption in that year (including online payment, excluding cash withdrawal) is over 3 times or the accumulated consumption is over 2000 yuan, the annual fee is free in the next year, and so on.

2. Annual fee for Platinum Card and Card Group:

The annual fee of the main card is 2000 yuan/year, and the annual fee of the auxiliary card is 1000 yuan/year. No annual fee is charged when the card is not activated, and it will be generated after the first consumption or withdrawal, and the annual fee will be charged on the same day every year.

1October 20 18 1 to February 20 19 12 3 1, you can enjoy the following preferential annual fee policies:

1 first year: annual fee of the main card 1 188 yuan/year or deducted by 500 yuan 65438+ million points; The annual fee for supplementary cards is 688 yuan/year or 200,000 points are deducted;

The following year: annual fee of main card 1 188 yuan/year or deduct 200,000 points; The annual fee for supplementary cards is 688 yuan/year or 200,000 points are deducted.

This concludes the introduction of China Tourism Bank Credit Card and China Tourism Bank Credit Card Customer Service Phone. I wonder if you found the information you need from it?