Is overseas travel insurance paid in advance?

Overseas travel insurance has emergency rescue services. This rescue service is free of charge from the customer. However, the rescue service arranges for customers to go to the hospital for treatment, and the cost of treatment needs to be paid in advance by the customer.

Also look at different products. If it is marked in the terms of the insurance product, the medical expenses incurred will be advanced by the insurance company, which is the so-called direct compensation. Then the customer doesn't have to pay.

Overseas travel insurance is a 24-hour, all-weather, comprehensive emergency rescue service and accident, medical, and rescue services jointly launched for the accidents, medical and other risks faced by citizens when traveling overseas, visiting relatives and friends, and on business trips abroad. Cost insurance coverage.

According to national regulations, all short-term visa applicants must purchase overseas insurance when submitting visa application materials to prove that they can guarantee overseas hospitalization expenses and repatriation expenses. The insurance amount shall not be less than 300,000 yuan ( That is 30,000 euros), the insurance period shall not be less than one month, and cover all Schengen countries (business visa requires the insurance period to be 30 days). A visa can only be issued after both the passport and insurance policy have been submitted.