How to choose overseas travel accident insurance

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! The amount of overseas travel accident insurance cannot be set blindly. In general, the insured amount depends on the economic level and medical level of the destination country. To go to Britain, the United States, Canada, Australia and other developed countries, especially Europe and other areas with high medical expenses, the insured amount should be more than 300 thousand yuan; For Xinmatai and other places, the insured amount can be reduced to more than 654.38+10,000 yuan.

Secondly, on-demand insurance has the best effect. For tourists, it is necessary to make clear their destination first, and then choose more targeted overseas travel insurance products to bring more suitable protection for themselves.

Finally, the guarantee period should not be too short. When taking out accident insurance for overseas travel, tourists must pay attention to the choice of protection period, which should be greater than or equal to your actual travel days, so as to ensure that your whole trip is within the scope of insurance coverage and there will be no insurance losses.