The difference between Ping An's new loan and Ping An's easy loan.

1. Difference in application conditions: Ping An Easy Loan has an average income of more than 6,000 yuan for three consecutive months, while the monthly income of Ping An New Loan is not less than 3,000 yuan.

2. Difference in loan term: Ping An New Loan has no regional restrictions, but the areas that Ping An Easy Loan faces are temporarily limited to Shenzhen, Guangzhou, Shanghai, Hangzhou, Fuzhou, Xiamen, Quanzhou and Dongguan.

3. Loan amount: Ping An Easy Loan amount is 20-1.5 million. The amount of underwriting loans is determined by the customer's income and credit status. Ping An's new loan amount is higher than the initial loan amount of Ping An Easy Loan, and the maximum application amount is 300,000.

4. Ping An New Loan is launched by Ping An Bank, generally only for public officials in excellent work units such as civil servants, teachers and doctors. "Ping An Easy Loan" is a new mortgage-free product launched by China Ping An Group, and it is a credit guarantee insurance product for ordinary residents to carry out unsecured loan business.

5. The loan interest rate of Easy Loan is relatively high! Unless it is urgent, the "new loan" is usually a three-day loan with complete materials, which is very popular with customers in urgent need of funds.

Extended data

Ping An New First Loan is a pure credit loan product promoted by China Ping An in Beijing, Shanghai, Tianjin, Chongqing, Guangdong, Zhejiang, Fujian, Jiangsu, Shandong, Liaoning, Sichuan, Hubei, Yunnan and Hainan. The maximum loan amount is 500,000 yuan, and the loan period can be selected from three options: 65,438+02 months, 24 months and 36 months.

"Ping An Easy Loan Insurance" is a new mortgage-free product launched by China Ping An Group, and it is a credit guarantee insurance product for ordinary residents to carry out unsecured loan business. As long as the insurance is successful, the insured can apply for a small loan (65,438+0,000-65,438+0,500,000) issued by the cooperative bank. There is no need for mortgage and guarantee, and the procedures are simple, the term is flexible, the approval is fast, and the comprehensive interest rate is super high.

References:

Baidu Encyclopedia-China Ping 'an New Loan

Baidu encyclopedia-ping an yi Dai