On what basis should travel agencies buy insurance for passengers?

The travel agency shall prompt the tourists who participate in the group tour to insure personal accident insurance according to the regulations.

According to Article 61 of the Tourism Law of the People's Republic of China, travel agencies should remind tourists who take part in group tours to take out insurance in personal accident insurance. There are many kinds of personal insurance for tourists, the most important one is personal accident insurance, which is called travel insurance for short. At present, national laws and regulations have no mandatory provisions on tourists' personal insurance behavior. Article 6 1 of the Tourism Law stipulates that travel agencies should remind tourists who take part in group tours to take out insurance in personal accident insurance. In other words, travel agencies have the obligation to remind tourists to take out insurance, but they do not take out insurance on their behalf, only for group tourists.

Extended data:

In addition to travel insurance, there is another kind of insurance, which is the travel agency's liability insurance, referred to as travel liability insurance. Travel insurance and travel liability insurance are two completely different kinds of insurance, which are quite different.

First, travel insurance is not compulsory insurance, while travel liability insurance is compulsory insurance for relevant travel operators as stipulated by law.

Second, the beneficiaries are different. When the insurance contract is concluded, the travel insurance is directly signed by the tourist himself and the insurance company; As far as travel liability insurance is concerned, although tourists are the direct beneficiaries of travel liability insurance, the signing subjects are insurance companies and travel agencies.

Third, different opinions. Travel insurance usually does not consider the relationship between the damage result and the behavior of tourists or others when making claims; When making claims for travel liability insurance, we should consider whether the operators of travel agencies are liable for compensation.

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