What kinds of China Merchants Cigna Travel Insurance are there?

China Merchants Cigna Travel Insurance is mainly divided into:

1, domestic travel insurance

Domestic travel insurance means domestic travel insurance or domestic travel insurance. As the name implies, if the insured has an accident or sudden illness while traveling in China during the insurance period, and the accident or sudden illness causes accidental death, disability or reasonable and necessary medical expenses, the insurance company will bear the insurance compensation responsibility and pay the insurance money according to the terms stipulated in the insurance contract.

"Domestic territory" refers to the territory of People's Republic of China (PRC) except People's Republic of China (PRC)'s Hong Kong Special Administrative Region and Macao Special Administrative Region and People's Republic of China (PRC)'s Taiwan Province Province. All areas owned and claimed by People's Republic of China (PRC) are collectively referred to as "domestic territory". The basic characteristics of domestic travel insurance are: ensuring the safety of travel accident risks, ensuring comprehensive responsibilities, and freely choosing the specific period of protection.

2. Overseas travel insurance

Overseas travel insurance refers to overseas travel insurance or overseas travel insurance. During the insurance period, the insured died unexpectedly, was disabled or incurred reasonable and necessary medical expenses due to an accident or sudden illness agreed in the insurance contract, and the insurance company will bear the corresponding insurance compensation liability according to the insurance contract.