I want to go to several Schengen countries in Europe. I heard that you need insurance to apply for a Schengen visa. Why? What are the points that need attention?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

The European Schengen visa can also be called travel medical insurance. As a basic prerequisite for issuing Schengen visas, all applicants must apply for travel medical insurance. According to the Schengen agreement, medical insurance must be provided when applying for a visa. All applicants must buy and show medical insurance before entering Schengen countries, otherwise they will be prohibited from entering the country.

To purchase a European Schengen visa, you must have the following points: travel insurance must include the cost of returning to China due to illness and at least 30,000 euros for first aid and emergency hospitalization; Travel medical insurance must be valid for the whole Schengen area and during the travel, that is to say, when purchasing insurance, the travel date and return date should be covered; In the case that the purpose of the trip is to see a doctor or treat, it is necessary to separately prove who will bear the expenses.

When choosing an insurance company recognized by the Schengen Consulate, we should pay attention to the following points: several Schengen consulates have different requirements for insurance policies: Italian and German consulates have relatively loose requirements for insurance, while French consulates have strict requirements for insurance; To apply for visas to Denmark and Switzerland, the insurance policy must be in English.

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