I rented a car for a trip from other places, and I was rear-ended in a city. There were no casualties on both sides, and the other side had insurance. I can ask the other side for this situation.

if you don't want to waste your time, you can simply ask him to pay as much as he deserves.

If you feel that you have time to wrangle, you must spend time to the traffic patrol to wrangle if you have to pay for lost time. Traffic patrol officers usually give an accident liability confirmation (rear-end collision is generally the full or most responsibility of the rear car), and then you take this responsibility letter to the local court for prosecution, and the court will judge how much the other party will compensate you for the lost time according to the actual situation.