I bought personal insurance, can I get insurance compensation for my death due to the earthquake?

Insurance Xiaobian helps you to answer, and more questions can be answered online.

most of the personal losses caused by the earthquake can be compensated

Most personal insurance policies do not include the insured accidents caused by the earthquake in the exclusion clauses, so they can be compensated. For example, if an earthquake causes accidental death, term life insurance, whole life insurance, personal accident insurance, personal accident medical insurance, travel accident insurance, etc. can all be compensated.

Family property insurance does not compensate for earthquake and tsunami

Family property insurance has a strict definition of "natural disaster", and "earthquake" and "tsunami" are excluded from the scope of compensation. This is because the coverage of the earthquake and the amount of compensation exceed the insurance company's ability to claim compensation

Travel agency liability insurance does not cover the earthquake

Some people ask, if Nanjing people visit Sichuan, the travel agency has insured the travel agency liability insurance, but the tourists themselves have not insured any insurance, so in case of accidental injuries caused by the earthquake, will they be compensated? This answer is also no. Because the travel agency liability insurance also included the earthquake in the scope of exemption. Its target is actually the damage caused to tourists by the travel agency's own "faults and mistakes".