How about Pacific Property & Casualty Travel Insurance?

Hello, Pacific Travel Insurance, also known as Pacific Travel Accident Insurance, is a type of insurance specially designed by Pacific Insurance Company for travelers. Its basic features include: comprehensive value-for-money protection, global medical protection, and full rescue. Services and comprehensive plans. During the insurance period, if the insured suffers an accidental injury during travel, the insurance company will pay the insurance premium as agreed.

1 Insurance Overview

Pacific Travel Insurance mainly covers trip delay, trip cancellation protection, personal property protection, accidental injury protection, emergency rescue and other protection responsibilities, and can provide people who travel Provide specialized travel accident protection.

The basic categories of Pacific Travel Insurance include overseas travel insurance, domestic travel insurance, outdoor travel insurance, high-risk sports insurance, overseas study insurance, overseas business insurance, etc. [1]

2 Product Advantages Editor

Price Advantage

The market price ranges from more than 100 yuan to more than 300 yuan. Pacific Travel Insurance's overseas travel insurance series complies with Schengen visa requirements and has attracted the favor of many insurance consumers.

Insurance advantages

Compared with Meiya travel insurance, it also includes accident/acute illness medical treatment, accident/acute illness transfer, repatriation, accident/acute illness funeral arrangements, body repatriation, Accidental death/disability, travel delay, baggage delay, loss of documents, trip cancellation, compensation for condolence and visit expenses, trip shortening, personal property, personal property, etc.

Different from Meiya’s products, Pacific’s overseas travel insurance products allow medical expenses to be paid in advance. For example, if the insured has an accident abroad and needs medical expenses, the insurance company can advance the payment in advance and settle the compensation afterwards. [2]

3 Hot Products Editor

Currently, based on the basic situation of Pacific Property & Casualty Insurance Company’s current Pacific Travel Insurance, the relatively popular Pacific Travel Insurance in the insurance market The main products include:

Overseas travel insurance

For example, Pacific Overseas Travel Comprehensive Insurance Elite Plan, Pacific Overseas Travel Comprehensive Insurance Premier Plan (excluding outpatient expenses), Pacific Overseas Travel Insurance Comprehensive insurance premium plan (excluding outpatient fees), Pacific Joyful Overseas Travel Comprehensive Insurance (exclusively for Schengen countries), Pacific Overseas Comprehensive Insurance Premium Plan (including outpatient fees), etc. are all popular Pacific Overseas Travel Insurance products.

Domestic travel insurance

Such as domestic travel comprehensive and emergency rescue insurance elite plans (including high risk) are popular Taipingyan domestic travel insurance products.

4 Insurance Responsible Editor

Accidental Death, Disability or Burns and Scalds Protection

If the insured dies or becomes disabled due to an accidental injury, the insurance company will Accidental death insurance benefits are compensated or accidental disability insurance benefits are paid according to the "Disability Degree and Benefit Ratio Table" or the "Burn and Scald Compensation Ratio Table".

Accidental Medical Insurance

If the insured suffers accidental medical expenses due to an accidental injury, the insured shall pay the medical insurance premium within 180 days of the accident (100 yuan deductible, Within the insurance amount).

Domestic or overseas emergency rescue coverage

If the insured requires emergency rescue services due to an accident or other insured incident during domestic or overseas travel, the insurance company will, through a designated rescue agency, Bear the corresponding rescue costs within the cost range agreed in the contract.

Flight delay protection

The scheduled flight the insured will take is temporarily delayed due to bad weather, natural disasters, mechanical failure, strikes, hijacking or slowdown, other air transport and shipping workers If the departure is delayed for more than 4 hours continuously due to protests, terrorist acts, air traffic control or airline overbooking, the insurance company will compensate according to the insured amount.

Other guarantee responsibilities

Other guarantee responsibilities shall be subject to the provisions of the specific insurance contract.