Traditional Culture Encyclopedia - Travel guide - What issues should you pay attention to when purchasing Meiya travel insurance?
What issues should you pay attention to when purchasing Meiya travel insurance?
The insurance editor will help you answer your questions. For more questions, you can answer them online.
Hello! When purchasing Meiya travel insurance, you need to pay attention to three major things: carefully read the coverage of the insurance, pay attention to the insurance amount, and pay attention to emergency rescue services when traveling overseas. The details are as follows:
1. Carefully read the coverage of the insurance to see what is covered by the insurance contract and what is not covered. This is very important, especially the exemption clause. In insurance clauses, the disclaimers are usually listed one by one, that is, the items that cannot be compensated are clearly stated. If you plan to experience diving, water skiing, field skiing, field skating, driving go-karts, sailing, windsurfing, kayaking, rafting, sightseeing helicopters or horse riding, etc., you should pay special attention to purchasing a travel insurance product that includes protection for these projects. If the insurance terms are not expressly stated, it is recommended to call the insurance company's hotline before purchasing insurance to inquire in detail whether the sport is covered.
2. Pay attention to the insurance amount. Don’t think that all travel insurance is the same. In fact, sometimes the price is the same but the insurance amount is different. It is recommended that when purchasing travel insurance products, the accident insurance amount should be greater than 500,000 yuan, and the accident medical insurance amount should be greater than 50,000 yuan, so that you can truly feel at ease.
3. When traveling overseas, you should pay attention to emergency rescue services. When traveling abroad to unfamiliar places, emergency rescue services are essential. It is understood that this service can use helicopters to take you out of danger, use temporary interpreters over the phone to assist communication, guide quick medical treatment, provide effective and scientific first aid knowledge, etc. Relying on corresponding insurance will become the best way to obtain rescue.
When purchasing Meiya travel insurance, you must be aware of the above three major considerations. Of course, you also need to choose the right platform. As the largest insurance e-commerce platform in the country, the Meiya "Travel to China" Domestic Travel Protection Plan 2, Meiya "Wandering World" International Travel Protection Plan Diamond Plan, etc. are all very popular. Welcome You come to buy.
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