Should I buy Ctrip travel insurance?

Usually when you pay, you are asked if you want to buy insurance. If you want it, you will have it. If you don’t want it, there will be no insurance. However, when signing a group contract, there is usually a basic insurance for you to buy. If you don’t buy it, you will be asked to buy insurance. You can't play it, maybe only 20 yuan.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance