What is the difference between overseas travel insurance and domestic travel insurance?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Changing the environment, changing the mood, relieving stress, enjoying life and traveling are all good choices for you. Overseas travel insurance is a 24-hour comprehensive emergency rescue service, which is an insurance guarantee for accidents, medical care and rescue services for nationals traveling abroad, visiting relatives and friends and going abroad for business. Domestic travel insurance, as its name implies, is to underwrite and pay for diseases and accidents that occur when the insured travels in China. Its characteristics are to ensure tourism safety, comprehensive responsibility and high security. The main difference between overseas travel insurance and domestic travel insurance lies in different underwriting objects, different underwriting areas and regions.

Matters needing attention in purchasing travel insurance

1. If you travel abroad, you must consider a medical package that includes accidents and emergency rescue before going out? Overseas travel insurance covers overseas travel insurance with optional protection. Because tourists are not familiar with the chosen tourist destination, it is particularly important to provide double protection for accidents and emergency medical care. With the double guarantee, it will be more conducive to overseas tourists to deal with sudden overseas risks and ensure the quality of travel.

2. Consider the guarantee period of insurance. Tourists should choose a tailor-made insurance policy for themselves according to their own travel itinerary, according to the required amount of insurance and the number of days.

3. Really understand the contents of emergency rescue service and the service level of overseas rescue companies providing this service. Including overseas rescue companies' agency outlets around the world, the service situation in tourist destinations, etc.

Visitors to Schengen countries in Europe should pay special attention to the amount of insurance. According to the regulations of the European Council, from June 1 2004, applying for travel medical insurance is the basic prerequisite for issuing Schengen visas, and the minimum guarantee amount is 30,000 euros. Some tourists have to buy insurance again because the amount of overseas travel insurance they buy is less than 30 thousand euros.

There are certain risks in outdoor activities. In order to ensure the happiness of your trip and the personal safety of your family, it is very necessary to buy a travel accident insurance before going out. At present, there are more than 30 insurance companies' travel accident insurance products on the insurance network. You can compare them online according to your age and occupation, and choose the travel accident insurance that suits you. You can also call 40067886 18, and we will recommend appropriate travel accident insurance according to your needs.