Do you know what kind of insurance travel insurance belongs to?

Travel insurance, as its name implies, refers to the insurance that guarantees the personal safety of the insured during travel. Since it is to protect personal safety, travel insurance can be classified as accident insurance, which is a kind of short-term accident insurance. However, travel insurance is very different from traditional accident insurance, which contains some protection contents that accident insurance does not have. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!

Second, the protection content of travel insurance

Travel insurance guarantees the personal safety of the insured in the process of travel, which is designed according to the relevant needs of tourism. Accommodation, travel and possible accidents during the journey are all covered by travel insurance.

1, emergency rescue.

Emergency rescue is a unique guarantee of travel insurance. When tourists lose contact with the outside world, or encounter danger in dangerous places (such as the seaside and mountainous areas), they can call the exclusive rescue phone to ask for help from the outside world, and the insurance company will send a rescue team to rescue them. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

2. Accidental injury.

Different from emergency rescue, the probability of accidental injury in travel is much higher than that of losing contact. Common accidental injuries in tourism include: rear-end collision of cars in expressway, plane crash in flight and accidental fall. However, some people think that accidental injuries in tourism can be protected by travel agency liability insurance, so there is no need to buy accidental injury insurance, but in fact the coverage of travel agency liability insurance is very limited. Accidental injury insurance includes the following three liabilities: death, disability and medical treatment.

3. Accommodation risk.

Traveling abroad is essential, but some accidents will happen when you live. The personal insurance for overnight visitors guarantees the risk of accidental injury and personal property loss during the stay in the scenic spot.

4. High-risk sports accidents.

This is another special protection item in travel insurance. High risk sports include diving and bungee jumping. It needs extra insurance, and ordinary travel insurance will not pay for accidents caused by engaging in high-risk sports.