How to buy short-term travel insurance with this strategy in go on road trip?

The National Day holiday is coming. Many parents will take their children out to travel, and they also choose go on road trip. On the road, the driver's familiarity with road conditions is much lower than that of daily driving, and the accident rate is high; In case of bad weather, there are risks such as landslides when traveling on the road. Therefore, citizens who choose go on road trip should prepare relevant insurance before going out, so that they can have no worries during the trip. What kind of critical illness insurance are there for children? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.

How to buy short-term travel insurance when going to road trip?

People who go out are generally insured with auto insurance, so check their vehicles and related insurance before going out to avoid financial compensation for expired insurance or free compensation.

1. Avoid repeated purchases.

Personal insurance during the trip mainly includes accidental death, disability insurance and accidental medical insurance. Before choosing insurance, you should first check the insurance you have bought in the past. Some commercial insurance projects are many, which may already include travel and travel-related insurance. If you have already purchased insurance for related items, you don't need to buy them again.

2. Increase the risk of scratching

Considering that go generally has no fixed parking lot when traveling on the road, and vehicles are parked in the wild or on the roadside, which is easy to be damaged, it is best to add a car body scratch insurance.

3. The amount of risk insurance

In terms of insurance coverage, it depends on the activities that go on road trip will participate in. If it is only low-risk activities such as hiking, flower viewing and picnicking, the insured amount can be controlled at a low level; If there are high-risk activities such as rock climbing, exploration and diving, it is necessary to increase the insurance coverage.

When buying insurance, you must read the insurance contract carefully and know what protection you can get through this insurance and what exemption parts are mentioned in the insurance contract. Please read it carefully.

Go to road trip, useful knowledge of automobile insurance.

Going to road trip is most afraid of accidents and delays, so drive carefully. However, it is also necessary to know all kinds of automobile insurance knowledge in advance.

How to deal with accidents in different places? On-site accident handling process of both parties:

1. Take photos and keep on-site evidence;

2. Report the case and invite the police to be present;

3. Collect all information before leaving, such as accident certificate, loss certificate and related information.

There are several points that may cause non-claims, which need special attention!

1. Don't pay for it privately;

2. No compensation will be paid for the damage caused by the site;

3. The damage caused by driving again after the accident shall not be compensated;

4. Repair the car first and then fix the damage.

Handling of unilateral accidents in other places:

1. Don't move the vehicle after the accident and protect the scene.

2. Report the case to the insurance company, which will handle it according to the severity of the accident. For example, the owner of a minor accident will take photos and take them back to the insurance company to determine the loss. The accident insurance company will send someone to handle it locally. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Finally, I would like to remind you that when you go out, you must pay attention to: insurance policy, various procedures of vehicles, driver's license and driving license should be carried with you, so as to successfully complete the loss claim in the event of an accident.