Who is the applicant for travel accident insurance?

The subject of travel accident insurance contract is the applicant, the insured, the beneficiary and the insurer. Among them, the beneficiary of the travel accident insurance contract can be the insured-tourists, tour guides, tour leaders, or the third person designated by them. If the tourist, tour guide or tour leader has not specified the beneficiary, the legal heir of the tourist, tour guide or tour leader shall be the beneficiary. Warm reminder, the insurer of travel accident insurance contract is the insured insurance company. According to the Interim Provisions on Travel Agency Handling Travel Accident Insurance, travel agencies must handle travel accident insurance in domestic insurance companies, that is, the insurers of travel accident insurance contracts are all kinds of insurance companies in China.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.