Traditional Culture Encyclopedia - Travel guide - How much savings do 5-year-old couples usually have? Are they all preparing for the old age?

How much savings do 5-year-old couples usually have? Are they all preparing for the old age?

depending on the city or the countryside, take the ordinary court session in the countryside as an example, most deposits are basically ! ! !

First, take care of the family. Many families are not a child. They were poor more than 2 years ago. They may take care of their families for several thousand yuan a year, but it is gradually increasing. Take 2 years as an example, the average total is over 3,.

Second, children's schooling, which is more than 1, conservative in terms of the growth route of a rural child.

Third, children get married. Generally, the bride price in Henan is basically 88, now, and with other expenses, it is estimated to be around 15,.

the fourth is the down payment for children to buy a house. Most of them buy a house in a big city. Take Zhengzhou, Henan Province as an example, the house price is basically above 13, yuan, and the down payment for a 1-flat house is more than 4, yuan.

nothing else, definitely more than this, but that's about 1 million. If you farm at home, you won't earn much in a year, and you won't earn much when you go out to work. Saving is a luxury. Many people dare not get seriously ill. After paying the down payment to their sons, they do some light work to earn a little money, and the couple provide for the elderly.

If the children are unable to repay the mortgage, they should also be subsidized in the short term. When the children are better, they can think about providing for the elderly.

Poor inherit the wind, you must be filial to your parents, and try your best to make them feel comfortable, secure and happy in their old age.

I am honored to answer the landlord's question. There is no fixed answer to the question of how much money a 5-year-old couple has. Because of different geographical locations, what we do is different.

But as far as I know, the 5-year-old couples in rural areas will hardly have more than 5, yuan in savings. Why is this happening? Because I was born in the countryside, I know everything about rural people. Rural people's income from farming is very meager. So most rural people choose to go out to work when they are young. But the family's expenses in all aspects are quite huge. First of all, children's education, many people pursue high-quality teaching level, so now rural children go to schools in county towns to study, and children's living expenses, counseling fees, tuition fees, and various materials fees are also great expenses. In addition, the expenses of the elderly, especially in medical care, are also a heavy burden. Moreover, in rural areas, if a child fails to go to college, his parents have to build him a house and marry a wife. The bride price for marrying a daughter-in-law, as well as buying a house and car, requires parents to give everything they have. Therefore, couples in rural areas basically have no savings when they reach the age of 5. They also have nothing

to prepare for their old age.

The above points are my personal opinions. If you have different opinions, please leave a message in the comments section!

The fixed income and daily expenses of each family are different, and the amount of deposits may vary greatly.

But I think that no matter how much savings a 5-year-old couple has, they are not used for providing for the elderly.

Because couples of this age, if they have children, should not be married. As long as their children are not married for a day, parents will not consider their own pension problems.

why do you say that? From the moment a child is born, China's parents all consider it their responsibility to provide food, clothing, housing, schooling, exams, work, making friends, buying a house, getting married and even raising the next generation. I didn't arrange these things properly and didn't realize my life problems at all.

And parents in China will try their best to give the best to their children. In other words, when children need money when they buy a house and get married, most parents give as much as they have, and there is no budget.

Some 2, people paid 2, yuan, but they didn't leave any money for themselves. They still feel very sorry for their children. Otherwise, they should sell the old house. As long as the children live well, parents can rent a house.

I also gave all the 1 million yuan, and promised that the children would pay a down payment before buying a house, and we would pay back the loan.

if there are 5 million or more, it is unknown whether all the money has been given, and it doesn't matter. I guess I've handed over all my life's hard work to power. If children refuse to inherit the industry, they will doubt life and what is the purpose of their own hard work.

(All the figures are just random examples. Don't sit by yourself, it's uncomfortable to prick your heart and lungs. )

Speaking of this, I want to tell all children that it is not easy for parents to work hard all their lives. You don't have to refuse their money, it's their love for you. Just accept everything, and don't forget gratitude and companionship.

I'm from the countryside, and I know more about the countryside. This year, I am more than 5o, raising 2 men and 2 women. Most of my sons are married, and my youngest daughter is still in college. When it comes to how much money the husband and wife have, they are in debt in a word. Now they rely on the husband and wife to work for a living and provide education for their little daughter. When they are exhausted, it is impossible to say that there is no way to support the elderly. After the son gets married, he will take care of himself, leaving the debt to be paid by both of us, and there are a lot of human feelings to do. There are most people in rural areas like this. We only know sunrise and sunset, work day by day, and talk about what to support the elderly and travel. These are all bullshit in rural areas. To tell the truth, my life is not as good as that of a dog, but I only dream of enjoying happiness in my dreams, hoping that people will be reborn in the afterlife.

I was originally from the countryside, and the city developed rapidly. My hometown was expropriated and turned from farming to non-farming. The government gave us a pension of 4% and 5%, and the land money was repaired. There was no money. My son and I came out to earn money to support our family. In today's society, as long as we are willing to work hard to earn money, it is ok to earn hundreds of thousands a year. The social development is good and the policy is good. Parents receive more than 1, pensions from the government every month.

I'm from the city. My parents are almost 5 years old this year, and my savings are about 1, yuan. I just graduated. Before 214, my parents were working, and in 214, they lost their jobs because of some things. Finally, my parents chose to start a business in middle age and started selling alcohol for about a year. The economic benefits were not very good, and I lost more than 1, yuan. It was only last year that my business began to become formal. I hope.

I'm in my sixties, and my deposit is zero. I used to save some money. My daughter spent part of it in school and got married and bought a house. I needed money to buy a small house myself, and I saved some education funds for my two granddaughters. After all, I didn't get a cent, and I had to raise money to decorate the small house, but I don't regret it. After all, the money was used where it should be.

I am a farmer. I am almost 4 years old, but I have no choice but to go out to work and provide for my children's schooling. I have also saved some money. After graduation, my eldest daughter has basically used up her marriage and house purchase. In recent years, my daughter got sick again, and she spent 13, to 4, yuan on three hospitalizations. I still need 2, to 3, yuan on follow-up treatment. I am already 52 years old. I really don't know how to live in the future, and my confusion can only be here.

if both husband and wife are civil servants of administrative organs, employees of public institutions and enterprises, the savings will not be too much. The average family can save 6, yuan to 1 million yuan, which is a couple who are good at keeping a family. Maybe most families can save around 5, yuan. First, the wages in most parts of the country are not high. Generally, when you are about 5 years old, the monthly wage income level of working at the county level is about 5, yuan, and the monthly wage income level of working at the prefecture level is about 7,-8, yuan. Of course, the monthly wage income level of working in big cities such as Beishangguangshen, Shenzhen, Pearl River Delta and Yangtze River Delta is very high, which is a special case. Second, couples around 5 years old have a heavy economic burden. Under the condition of low income, it is really not easy to support their parents, support their children to go to school, cope with the rising house purchase and medical expenses year by year, and save a little money carefully. Third, couples around 5 years old are faced with large expenses such as marriage and house purchase, bride price and dowry after their children get employed, and they have some deposits in time, which also seems to be stretched. It is good to be able to spend all their money to meet the down payment for their children's house purchase. To sum up, the vast majority of 5-6-year-old couples are the most difficult couples, facing a variety of life pressures, focusing on solving the existing problems and considering their own husband and wife's pension problems, which is simply powerless.

where did you get the deposit? All the savings are paid down to the children. Now we have to rely on a monthly salary of 5, yuan, which saves money, and we can still save one person's money every month. After a holiday trip, we will spend all our money, and then save and spend. You can survive with a meager pension after retirement. Don't get sick. You can only get sick with that child. If you get sick, you'd better get the kind of disease that you collapsed and died, which is the best ending.