Traditional Culture Encyclopedia - Travel guide - Travel accident insurance, when does travel insurance take effect?

Travel accident insurance, when does travel insurance take effect?

Travel is definitely an indispensable item in people’s lives today. If you have time and don't have time, you have to squeeze in a few days to travel. But if you want to have a perfect trip, insurance is the best protection. With insurance, no matter where you go to play, you have double protection and your heart will be stronger! No one wants to have any accidents while traveling, but such accidents always happen inadvertently and unpredictably.

For group travel, this kind of travel does not require us to purchase travel accident insurance ourselves. The travel agency purchases travel accident insurance for us. Of course, we also need to ask clearly. Free travel. Free travel is air tickets, train tickets and hotels purchased by travel agencies, simply put, large transportation and accommodation purchased by travel agencies. If you choose to travel this way, you must check with your travel agency whether you have purchased travel accident insurance. First of all, travel insurance can be purchased on the same day, especially for surrounding bus tours, but we must pay attention to the validity time.

Generally speaking, long-term cooperation between insurance companies and travel agencies can be submitted systematically and usually takes effect within one hour after submission. However, overseas insurance can be purchased in advance according to travel time requirements and cannot be purchased on the same day, especially in Europe and the United States. If you can buy reliable insurance for yourself and your family before traveling, your journey will become easier. Some people think of purchasing insurance on the day of travel, thinking that they will be covered from the start.

In fact, this approach is wrong. When you decide to travel, you should check with your insurance company to get insurance. The insurance will only be effective if purchased the day before departure and depart the next day. Many people only remember to buy insurance on the day of travel, but although they can buy insurance on the day of travel, it does not take effect on that day. If you are traveling on your own, you can choose self-service travel insurance from Ping An Insurance Mall. Accidental injuries and medical care during travel can be compensated, and domestic emergency rescue services are also very useful.

So it’s better to buy one before traveling